Women, the wage gap, and debt management If you are a woman, you’re more likely to lose money over the course of your working lifetime than your male business counterparts. That’s a scary thought because it’s the truth. The money you don’t make is money you never get to see. It means you’ll have less […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Tips to Avoid Late Fees
One household alone can have a dozen or more bills that come in each month. Each bill has a different due date that must be followed or else a penalty occurs. These charges can be more than $25 for each occurrence, and the tardiness is quickly recorded on your credit history. We all know that […]
Continue ReadingTop Financial Goals for this Year
January is the perfect time to set in place some financial goals for 2017. You’ve probably decided that you want to put more money into a savings plan this year and maybe pay down that debt. Roughly three-quarters of Americans are living paycheck-to-paycheck right now, so where do you start? Prior proper planning is the […]
Continue ReadingHow to Get Out of an Upside Down Car Loan
Next to mortgage or rent payments, owning an automobile is the second largest household expense in the United States today. Gas, maintenance, repairs, and insurance can hit our wallets hard each month in addition to regular loan payments on the vehicle itself. Also, hidden within those loan payments, one cost that many of us may […]
Continue ReadingThe Debt Snowball Method
For most people, the idea of getting out of debt can seem almost impossible. It can seem unreachable because it can take many years to achieve, even when following the strictest of debt elimination plans. However, paying off debts and credit cards can lead to a better debt-to-income ratio. This is a big factor when […]
Continue ReadingTrim Your Budget
The most successful way to save money is to reduce expenses and spending. That’s just plain common sense, but many people don’t follow it. A person who wants to save money should always have a monthly budget. A monthly household budget will help you stretch every dollar and also help you avoid that “not enough […]
Continue ReadingThe High Cost of Leasing a Car
If you are in the market for a new car, you have likely wondered whether you should buy or lease. Many people find leasing appealing because they can drive a new car all of the time, and it even allows them the opportunity to drive a luxury or higher-end vehicle that they would not be […]
Continue ReadingHow to Lower Your Cell Phone Bill
Many people want to know how to reduce their monthly expenses in order to save money or to make their budget more manageable. If you are like most people, you may spend a pretty penny on your cell phone bill, and you may be wondering how to lower your cell phone bill. While this may […]
Continue ReadingHow to Survive Black Friday
Oh, Thanksgiving! What was once a time of family gatherings and being thankful for what the year has brought is now a time to SHOP! SHOP! SHOP! Black Friday is one of the most well-known shopping days in the world. There are many different deals throughout the year at your favorite stores, but none of […]
Continue ReadingMental Health and Debt Management
Your financial situation – including the amount of debt you carry, your credit score, and how close to filing for bankruptcy you are – often has a marked impact on your mental health. However, it’s also possible for poor mental health to negatively impact your financial situation. A positive mental outlook is essential for effective […]
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