Category: Housing

Six Important Documents Filed In A Foreclosure Proceeding

A foreclosure proceeding is a legal process that allows homeowners to catch up on delinquent mortgage payments. In addition to the mortgage payments in arrears, other charges may be attached to the mortgage. These additional charges must also be paid in full before the title of ownership of the property can be transferred back to […]

Continue Reading

Smart Things To Consider When Buying A Home To Help Avoid Foreclosure

There are many things to think about when buying a home. However, one thing that is often overlooked is what could happen if you end up in foreclosure. Foreclosure is not only costly but also damaging, so it’s important to do everything you can to avoid it. This blog post will discuss three smart things […]

Continue Reading

What Are The Pros And Cons Of Getting A Reverse Mortgage?

If you have a mortgage, you may have heard about a way to have a mortgage loan that requires no payment. This may sound surreal, but it is known as a reverse mortgage. As opposed to the traditional mortgage loan that is repaid over time, the reverse mortgage is designed for the homeowner to receive […]

Continue Reading

How To Fight & Win Against A Home Foreclosure

Today people have been increasingly struggling to keep up with their mortgage payments. Even if you’re not one of them, you may know someone facing a home foreclosure. With almost every state declaring a foreclosure crisis, knowing how to fight and win against home foreclosure is essential. Foreclosure is not something that happens overnight. Many […]

Continue Reading

5 Big Mistakes To Avoid As A First-Time Home Buyer

Every year, millions of Americans buy a house for the first time. This is called being a “First-Time Home Buyer” and it can be a very exciting time in your life. Your family can enjoy the new space together on many occasions. The problem with this concept, though, is that there are hundreds of mistakes […]

Continue Reading

What Is The Pennsylvania Homeowner Assistance Fund And How Can It Help You?

The Pennsylvania Homeowner Assistance Fund (PAHAF) is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the pandemic that began after January 21, 2020 (including a hardship that started before that date and continued after that date). The program provides financial assistance to homeowners […]

Continue Reading

The Great Debate: Renting An Apartment Versus Buying A Home

The never ending debate over whether it’s best to rent or buy a property has been on-going for decades and seems to never lose any steam. Everyone has an opinion and even the experts can’t hold back their two cents, but no one can give a definitive answer as to which is best. Each option […]

Continue Reading

Where Can I Find Free HUD Approved Foreclosure Prevention Counseling?

Owning a home can be a gratifying experience in the life of many people. While homeownership can be an emotionally rewarding experience for an individual or family, it can sometimes be difficult to manage some of the financial matters associated with owning a home. These difficulties may lead to a foreclosure. We’re going to explain […]

Continue Reading

What Are The Pros & Cons Of Paying To Lock In Mortgage Rates?

There are pros and cons to consider when it comes to locking in mortgage rates. On the one hand, paying to lock in a rate can provide peace of mind and protection from rising rates. On the other hand, there is always the potential that rates could fall after you’ve locked in, leaving you with […]

Continue Reading

Is A Wave Of Foreclosures Coming In The Near Future?

With the arrival of the COVID-19 pandemic, the past year for most homeowners has been anything but ordinary. The unemployment rate has skyrocketed, and many people have been worried about reaching a point where they’ll be unable to make their mortgage payments. For many people, foreclosures could be happening in the near future. While government […]

Continue Reading