Tag: student loan

5 Student Loan Forgiveness Scams To Watch Out For

Student loan debt is a serious problem facing many Americans today, and it cannot be resolved overnight.   Graduating from college is a laudable action, and many young people feel a great sense of accomplishment and motivation as they walk across the stage and enter the world of full-time work. However, not too long after […]

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Debt Management for College Students: How To Deal With The Debt

When you are a student in college the last thing on your mind is saving money, debt management, the wise use of credit, and pretty much anything having to do with budgeting or finances. But college can actually create a financial future full of debt and doubt if you aren’t careful. You’ll receive many credit […]

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Wonderful Debt Management Tips for College Students

Before investing in a college education, many students ask themselves questions such as “How much should I spend on school?”, “How much should I borrow in loans?”, “How much student loan debt is too much?”, and “How can I attend school and keep my credit clean?” There is no one-size-fits-all answer to these types of […]

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The Best Ways to Save Money on Textbooks

College can be very expensive especially when it comes to purchasing textbooks for your classes. If you’ve never purchased a textbook before it’s likely your jaw will hit the floor when you see the prices. It’s not uncommon for some math and science textbooks to run well over $175 per book. When you have to […]

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The Big Risks of Cosigning for Student Loans

A person might have a child, family member, or even a close family friend who is about to start college. They turned in their applications, they got accepted into their school of choice, and they got their financial aid award letter. BUT because their dream school’s financial aid award doesn’t completely cover the cost of […]

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How To Deal With Student Loan Debt

Congratulations on completing college! But maybe you’re not in a celebrating mood because your first student loan payment is due? You might be a college graduate in a rough or competitive job market, and have more student loan debt, credit card debt, or other debts than you can handle. You might be struggling to find […]

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5 Other Ways Credit Counseling Can Help

If you don’t have a lot of credit card debt, you might think that a credit counseling service may be of no use to you. However, that is most definitely not the case. In addition to helping those with credit card debt, credit counseling can help those who have student loan debt or have just […]

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Student Loan Debt Calculator

Before you decide which college you’ll attend, it’s important to understand where the money is coming from to pay for your college tuition, food, books, room and board, etc. Determine how much college will cost you by taking advantage of free online tools and calculators. You or your parents may have already started a college […]

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Paying Off Student Loans

Student loan debt has surpassed credit card debt in 2014. Student debt has now crossed the $1 Trillion mark and will probably continue to rise quickly unless the government understands its implications on the US economic growth and takes action to mitigate the problem. The graduating class of 2014 is the most indebted, with roughly […]

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What to do if You Default on a Student Loan

It’s possible that you didn’t realize your loan came out of deferment, and you missed some payments. Unfortunately, we see this kind of thing all the time. If you’ve missed even one payment, then you are at risk of defaulting on your student loan. Defaulting on your loan has some serious consequences. However, we’re going […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone