Tag: Money Management

Learn Budgeting Basics For Successful Money Management

Learning the skills of money management can help individuals in so many areas of life. For example, when people want to save up money to purchase their first homes or to return to school, they can harness the power of budgeting. Having a budget also helps individuals to manage their income on a daily basis. […]

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What Should You Teach Kids About Money?

When it comes to teaching your kids about money, think of it as teaching them survival skills. If you do not teach them about money–budgeting, saving, spending, and credit–it will be left to trial and error, which could prove costly and time-consuming. Since only about 15% of young people learn personal money management in school, […]

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Money Management Advice For The Whole Family

A common complaint among consumers today is the lack of funds. Regardless of how much money a household might earn, there never seems to be enough of it. Making do with an average income is the goal of any household budget. In fact, the entire family should get involved in their financial management. Explore how […]

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7 Budget-Friendly Options Besides Cable TV

Many Americans are cutting the cord to cut back on their monthly expenses. The average cable bill in the US is now well above $150 each month. Therefore, cutting cable could remove about $1,800 each year from the average American family’s budget. These costs only promise to increase in the future, and the average bill […]

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Top 10 Money Management Tips To Destroy Debt

If you are struggling with high credit card account balances and other troublesome debt, you understandably may feel stressed and even hopeless. Regardless of your current circumstances, adjusting your money management efforts could help you to turn your financial situation around. Allow these ten essential tips below to guide your debt relief efforts. 1. Scale […]

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7 Ways To Save More In The Springtime

The air is getting warmer, and the sky is brightening up, and it stays light outside for a little longer. Spring is on its way! This beautiful time of year heralds in gardening chores, outdoor parties, and inevitable weddings. Spring is also the perfect time to start saving money. Take a look at the top […]

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Creative and Crazy Ways to Save More Money

There are always ways to cut costs and save money, for those who have sufficient motivation and are willing to look for ways to get their financial houses in order. There are “no-brainer” ways to save money all over the Internet, but I think those are pretty boring, so I’m not going to discuss those money saving tips. […]

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How To Retire On Very Little Money

Americans are notorious for being terrible savers. More than one-fifth of all United States adults have absolutely nothing stored away for retirement. Nearly four-fifths of all Americans are seriously worried that they will run out of savings before they pass away. Retirees, however, don’t actually need that much money saved up prior to leaving their jobs, kicking back, and relaxing. Most […]

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Can You Go to Jail Because of Outstanding Credit Card Debt?

People have loaned each other money for thousands of years. As a way to hedge against risk and make money, lenders charge borrowers money through the power of interest. Historically, if borrowers didn’t pay lenders back, lenders would primarily be responsible for recouping their losses. In today’s civilized society, we have courts of law that oversee arguments between people. […]

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How Workplace Financial Wellness Programs Can Help

The 2018 PricewaterhouseCoopers (PwC) Employee Financial Wellness Survey found that 54% of employees are stressed about their finances. According to a Country Financial Security Index survey, 67% of Americans worry about their financial future, credit card debt last year hit a record high, and 44% of people can’t come up with $450 to cover an […]

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