It may be hard to believe, but with Memorial Day weekend approaching, 2023 is almost halfway over. Most people have had their share of financial challenges this year, and taking stock of their financial status might help everyone rest more easily for the remainder of the year. Memorial Day means the unofficial start to summer, […]
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Outdated Financial Advice You Don’t Want To Follow Anymore
It is effortless to find a wide range of financial advice online today. However, when you start looking at these suggestions and tips, you will quickly see that many are outdated and no longer apply or make sense. In some cases, the outdated financial advice that you shouldn’t follow is seemingly harmless, but it could […]
Continue ReadingLearn Budgeting Basics For Successful Money Management
Learning the skills of money management can help individuals in so many areas of life. For example, when people want to save up money to purchase their first homes or to return to school, they can harness the power of budgeting. Having a budget also helps individuals to manage their income on a daily basis. […]
Continue ReadingWhat Should You Teach Kids About Money?
When it comes to teaching your kids about money, think of it as teaching them survival skills. If you do not teach them about money–budgeting, saving, spending, and credit–it will be left to trial and error, which could prove costly and time-consuming. Since only about 15% of young people learn personal money management in school, […]
Continue ReadingMoney Management Advice For The Whole Family
A common complaint among consumers today is the lack of funds. Regardless of how much money a household might earn, there never seems to be enough of it. Making do with an average income is the goal of any household budget. In fact, the entire family should get involved in their financial management. Explore how […]
Continue ReadingTop 10 Money Management Tips To Destroy Debt
If you are struggling with high credit card account balances and other troublesome debt, you understandably may feel stressed and even hopeless. Regardless of your current circumstances, adjusting your money management efforts could help you to turn your financial situation around. Allow these ten essential tips below to guide your debt relief efforts. 1. Scale […]
Continue Reading7 Ways To Save More In The Springtime
The air is getting warmer, and the sky is brightening up, and it stays light outside for a little longer. Spring is on its way! This beautiful time of year heralds in gardening chores, outdoor parties, and inevitable weddings. Spring is also the perfect time to start saving money. Take a look at the top […]
Continue ReadingCreative and Crazy Ways to Save More Money
There are always ways to cut costs and save money, for those who have sufficient motivation and are willing to look for ways to get their financial houses in order. There are “no-brainer” ways to save money all over the Internet, but I think those are pretty boring, so I’m not going to discuss those money saving tips. […]
Continue ReadingHow To Retire On Very Little Money
Americans are notorious for being terrible savers. More than one-fifth of all United States adults have absolutely nothing stored away for retirement. Nearly four-fifths of all Americans are seriously worried that they will run out of savings before they pass away. Retirees, however, don’t actually need that much money saved up prior to leaving their jobs, kicking back, and relaxing. Most […]
Continue ReadingCan You Go to Jail Because of Outstanding Credit Card Debt?
People have loaned each other money for thousands of years. As a way to hedge against risk and make money, lenders charge borrowers money through the power of interest. Historically, if borrowers didn’t pay lenders back, lenders would primarily be responsible for recouping their losses. In today’s civilized society, we have courts of law that oversee arguments between people. […]
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