Cell phone service providers are in business to make money. The average monthly bill for a cell phone is approximately $150-$175 or even more if you have a family plan. For most people, this is one of the most expensive items in their budget besides their rent or mortgage and car payment. Most service providers […]
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How To Handle Unexpected Expenses With No Credit
Unexpected expenses come in different forms – the emergency vet bill when your beloved dog swallows a screw, an impromptu get-together with the old high school gang out of town, a subscription charge after forgetting to unsubscribe from the free trial service you were trying out. In many cases, a line of credit is ready […]
Continue ReadingSuper Ideas For A Budget-Friendly Valentine’s Day
Valentine’s Day while budgeting doesn’t have to be tricky and unfulfilling. The day is truly for showing love to loved ones, and money doesn’t have to be a major factor in showing affection. Most people go all out, spending far more money than expected, leaving them with a bit of remorse for overspending. Planning and […]
Continue ReadingAmazing Advice for Saving Money on Holiday Travel
Traveling around the holidays is popular for a number of reasons. It’s likely one has been given time off of work. If you have family around the world or across the country, it is also likely that you will want to make a point of visiting them. If not, you may simply want to take […]
Continue ReadingHow To Be Frugal During The Holidays
As the holiday season approaches, people are starting to draft their budget plans for the upcoming festivities. This year the average holiday shopper is expected to spend close to $800 or more for gifts. About half of those people will also spend an average of $150 on items for themselves. If your goal is to […]
Continue ReadingWhy You Need To Track Your Monthly Expenses
Most people know the importance of keeping track of their finances and spending habits. That being said, many people still don’t bother to do it. It can often seem overwhelming or tedious having to keep track of your monthly expenses, but in the end, it’s always worth it. Tracking your expenses daily can really help […]
Continue ReadingRefillable Things That Will Save You Money
Whether you’re trying to find extra money to pay off debt or create more financial margin within your budget, there are ways that you can save money that don’t require much effort. In fact, all it takes is a decision to shift in order to see a difference. This is true for you if you’ve […]
Continue Reading10 Reasons Why Winter Can Be A Budget-Breaker
Summer can be a high-cost season with family vacations, more outdoor activities to do, and summer parties to attend, but winter can also be a high cost season for other reasons. Winter is when many expenses suddenly appear that were not present during the warm summer months. Some expenses are unavoidable, while others can be […]
Continue ReadingThe Ultimate Money-Saving Guide To Frugal Halloween Fun
October holds a soft spot in my heart for my all-time most favorite month ever! The leaves are changing color, cooler nights, bonfires, hoodies, scary movies, hot chocolate, Halloween, pumpkin-flavored everything, etc. The list could go on and on! Halloween will be here before we know it. Save your money for the giant-sized candy bars […]
Continue ReadingHow To Stop Living Paycheck To Paycheck
If you are living paycheck to paycheck, then you can rest assured that you’re not alone. You could find yourself in serious trouble if an unexpected expense came up. Fortunately, there are several things that you can do to get yourself back on track financially. If you don’t make a lot of money, it can be […]
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