Category: Budgeting & Savings

How To Get The Perfect Balance Between Overspending And Over-budgeting

Achieving financial balance is a constant struggle for many people, and it often comes down to striking the perfect balance between overspending and over-budgeting. Overspending can lead to financial instability, debt, and stress, while over-budgeting can lead to unnecessary sacrifices and limitations on enjoyment and quality of life. Therefore, finding the sweet spot between spending […]

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5 Ways Consumer Credit Counseling Can Help You Manage Your Money Properly

Consumer credit counseling is a service that helps you learn how to manage your money correctly and get back on track financially. This free service allows you to grow as an individual by providing tools and techniques that will enable you to achieve your personal financial goals. Non-profit consumer credit counseling, in particular, helps ensure […]

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5 Great Ways To Improve Your Finances In 2023

In today’s economy, taking control of your finances is essential to ensure a secure financial future. The start of a new year is the perfect time to assess your current financial situation and make improvement plans. In 2023, there are several effective strategies you can pursue to improve your personal finances. These strategies include creating […]

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How Will Inflation Impact Your Personal Finances In The New Year?

Although people often don’t think about prices rising, the reality is that inflation occurs naturally in economies around the world and can have severe implications on personal finances. By understanding how inflationary trends work and their impact on investments and day-to-day spending, individuals can make informed decisions during this often stressful time of transition. They […]

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How To Gobble Up Savings For Thanksgiving This Year

The holiday season has begun, and next up to the plate is Thanksgiving (pun intended)! If you find yourself as a host this year or you are deciding just to stay home, don’t stress because we’re here to help. There are tips and tricks to hosting the most fabulous of Thanksgiving meals while staying on […]

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Fast And Easy Ways To Earn Extra Income And Save More Money

These days people are turning to alternate sources of income in order to supplement the money they make from their job. In many cases, they are doing this while at the same time working to save more money. While this may seem difficult at first, there are ways to earn extra income and save money […]

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How Cutting Out Small Expenses Can Equal Big Savings

The little things can really add up. Have you ever heard of the “Latte Effect”? It’s what some personal finance experts call unnecessary daily spending. Meaning you can save “X” amount of dollars per year by skipping your daily latte, cigarettes, bottled water, etc. Sometimes we forget to add the small expenditures into our budgets […]

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The 5 Quickest Ways To Save Money At The Grocery Store

It’s super easy to overspend at the grocery store. Every week you forget something at home and find yourself scrounging around in a hurry on your break to buy it. There’s a lot of information on the Internet about how to save money on groceries, but it’s not all that different from what you should […]

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How To Track Expenses In 3 Easy Steps And Never Fail At Budgeting Again

You might think budgeting is a straightforward process, but it’s pretty difficult for many people. Keeping track of expenses can be challenging if you have irregular income or don’t usually have access to the same type of money at the same time each month. Some people find it challenging to track their spending because they […]

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Fun Summer Activities On A Budget For The Whole Family

When the weather starts to heat up, and more people head outside, that’s when budgets start to go downhill. While all family members look forward to summer, parents and children typically have different viewpoints on what constitutes as a “fun” summer activity. Of course, when the cost is a factor, trips to the super expensive […]

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