Over the past decade or so, debt has been a growing problem for families all across the country. While American consumers collectively owe almost $850 billion in unsecured credit card debt, the average American household credit card debt stands at over $15,000 per family. Other types of debt, including secured debt such as mortgages and […]
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Slide Show: Lower Your Risk for Identity Theft
Slide Show: Lower Your Risk for Identity Theft Identity theft isn’t just an inconvenience – it can cause serious damage to your credit score, impairing your ability to take out loans and mortgages, buy a car, apply for certain jobs, or apply for a new credit card. Every year there are about 8 million victims […]
Continue ReadingVideo: Want to Understand Your Credit Score and Obtain a Credit Report?
Video: Want to Understand Your Credit Score and Obtain a Credit Report? You may often hear about how important your credit score is, but do you know what really goes into it? This video will help you understand what a credit score is, how your score can affect your life, how to improve your credit […]
Continue ReadingWhite Paper: Debt Settlement vs. Debt Management Program
Do you find yourself struggling to pay the bills each month or cover your monthly expenses because of credit card debt? If the answer is yes, there are some ways for you to get some financial relief. Debt can feel crippling and overwhelming, but through resources such as non-profit credit counseling and debt relief programs, […]
Continue ReadingInfographic: Great Money Saving Tips For 2013
We’ve all heard this financial advice before: pack your lunch, skip the coffee shop latte, set up an emergency fund, and grow your retirement savings. But how often do these suggestions translate into dramatically changing your financial future? You may not act on financial advice if you’re puzzled about your overall financial picture. For example, […]
Continue ReadingVideo: All About Advantage Credit Counseling Service, Inc.
This video is a wonderful overview and a close look at Advantage Credit Counseling Service, Inc. As a National Non-Profit credit counseling organization, the Agency provides professional, meaningful and confidential consumer education, credit counseling and develops effective debt management programs for all segments of the community that we serve. The Agency educates consumers about wise money […]
Continue ReadingWhite Paper: The Good, the Bad, and the Ugly of Your Credit Report
Advantage CCS has released a new White Paper that is meant to educate consumers on how to properly read a credit report and how maintaining a good credit history is essential to their overall financial standing. The White Paper, explains that individuals with bad credit suffer the consequences of either being totally denied for loans […]
Continue ReadingInfographic: If You’re in Debt, You’re Not Alone
Debt is not a pretty word by any means. More often than not, the word itself brings about increased stress, elevated blood pressure, and tension headaches to those who are struggling with debt. The economy has definitely seen better days and more people are turning to credit cards and/or loans to help ease the financial […]
Continue ReadingWhite Paper: What You Need to Know About Secured Debt & Unsecured Debt
White Paper: What You Need to Know About Secured Debt & Unsecured Debt Different types of debt carry different consequences while they are active and in the event of a default. Whether people are struggling to make payments or have a surplus of cash they’d like to use to pay off their debts faster, it’s […]
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