Tag: Credit History

What Does Your Credit Score Mean

A credit score is one of the most important numbers that any person ever deals with. This seemingly simple three-digit number tells potential lenders so much about the kind of history that a person has had with their credit in the past. In other words, this score details the actions or inaction that a person […]

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How many points does your credit score drop if you’re late on a payment?

Your credit score and credit report allow lenders, such as banks and credit unions, to determine how risky it would be to lend you money or credit. A credit history of timely payments tells lenders that you are likely to be a safe bet. On the other hand, a history of past due payments suggests […]

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Credit Rating and Loan Applications

Credit rating is a subject grossly misconstrued by many consumers, and it’s largely due to the lack of education provided to young people regarding what credit is, how it’s used, and why it matters. It’s not a subject discussed in the average high school classroom, and many people miss the opportunity to teach their children […]

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Video: Want to Understand Your Credit Score and Obtain a Credit Report?

Video: Want to Understand Your Credit Score and Obtain a Credit Report? You may often hear about how important your credit score is, but do you know what really goes into it? This video will help you understand what a credit score is, how your score can affect your life, how to improve your credit […]

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White Paper: The Good, the Bad, and the Ugly of Your Credit Report

Advantage CCS has released a new White Paper that is meant to educate consumers on how to properly read a credit report and how maintaining a good credit history is essential to their overall financial standing. The White Paper, explains that individuals with bad credit suffer the consequences of either being totally denied for loans […]

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How to Understand Your Credit Score and Obtain Your Credit Report

A credit score is an important part of your credit history and overall is essential for many purchases, loans and other important financial decisions or transactions. It can help determine a lot of things, such as interest rates that you’ll receive. That’s why it is important to fully understand and know what credit score you […]

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Don’t Miss Out On Free Consumer Credit Reports

Individuals who think they are too busy to inquire about getting free consumer credit reports or that looking at their credit report at least once a year isn’t important, are missing out on something very essential to their financial health. It only takes a few minutes to request a free copy of an individual’s credit […]

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Why Does My Credit Score Matter?

If you have recently applied for a loan or credit card and you were denied, you might be asking yourself, Why does my credit score even matter? Your credit score is a number that is often used by lenders, creditors, banks, and many others to help evaluate and rate how much of a risk you […]

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