Tag: Credit Counseling

10 Bad Habits Or Decisions That Can Decrease Your Credit Score

A credit score is a measure of the creditworthiness of a person. The higher the number, the more creditworthy a person is. It’s possible for people to achieve scores in the 800s, which can help them get loans at lower interest rates, qualify for better insurance rates, and make it easier to rent an apartment […]

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5 Ways Consumer Credit Counseling Can Help You Manage Your Money Properly

Consumer credit counseling is a service that helps you learn how to manage your money correctly and get back on track financially. This free service allows you to grow as an individual by providing tools and techniques that will enable you to achieve your personal financial goals. Non-profit consumer credit counseling, in particular, helps ensure […]

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The Best Way To Take Control Of Your Finances This Year

When it comes to managing your finances, it can feel overwhelming if you’re not in control of each dollar that you earn. You may experience stress and avoid tracking your spending, which can make it easy to lose money and get into debt. If you want to learn how to control your finances this year […]

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What Are The Most Popular Credit Counseling Questions That Get Asked?

If you’ve been browsing our website, you might have noticed that we offer many tips to help you manage your finances and a lot of great advice about credit counseling and debt management. However, if you’re like many of our potential clients, you probably have questions about the credit counseling process or what happens during […]

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Learn How To Get Your 3 Credit Reports For Free

If you have ever applied for a loan or a credit card, you are probably aware of the importance of your credit report and credit score. The information a credit report contains tells lenders whether you are a “credit risk” or not. It can also determine what interest rates you will be offered and other […]

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The 5 Quickest Ways To Save Money At The Grocery Store

It’s super easy to overspend at the grocery store. Every week you forget something at home and find yourself scrounging around in a hurry on your break to buy it. There’s a lot of information on the Internet about how to save money on groceries, but it’s not all that different from what you should […]

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10 Things To Do After You’ve Paid Off Your Student Loans

Student loan debt has now surpassed credit card debt by over $3 billion. Student loan debt will probably continue to rise quickly unless the government understands its implications on the US economic growth and takes REAL action to mitigate the problem. The graduating class of 2022 is the most indebted in history, with over $56 […]

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5 Options On How To Pay Off Credit Card Debt Fast

You usually do not get into credit card debt overnight, so you also won’t be getting out of credit card debt overnight either. However, there are some options to help you pay off that debt faster than just making those minimum payments. That method can take upwards of 20 or even 30 years. We’re going […]

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Is There Really Such a Thing as Good Debt vs. Bad Debt?

If you have ever wondered if “good” debt is real, then you do not need to keep wondering because it most certainly is. Besides debt being considered a bad thing, there are quite a few circumstances where it is a good thing. Below, we’ll go over good debt and bad debt and explain how good […]

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10 Must-Do Things After You Finally Become Debt Free

Financial management is an issue that affects everyone, and it’s the job of every individual to make sure that they are doing what they can to get on top of it. Being debt free is a goal that many people work hard to achieve, and when they do – the feeling can be absolutely incredible. […]

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