Tag: Credit Counseling

How To Use Credit Wisely During An Emergency

Credit cards are widely misunderstood financial tools. To some, they’re a source of unlimited funds that later turn out to be problematic when the bills are due. To others, though, they’re forbidden objects that must never be touched, stopping these fearful individuals from building credit or making necessary purchases. In truth, a credit card is […]

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The Best Secret Weapon For Getting Out Of Debt

People will go into debt for different reasons, such as paying for college, buying expensive cars, unforeseen medical issues, divorce, and purchasing a house. However, it can be challenging to get out of debt if you don’t know how to address the situation or overcome it. Because of this, we want to share a “secret […]

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What To Do About The Now Expired Unemployment Bonus

After almost seven months of causing economic and physical devastation, it doesn’t look like the COVID-19 pandemic is anywhere near done hurting America and its citizens. For some people, the devastation has led to financial problems that will take them years from which to recover. The now expired unemployment bonus is going to hurt even […]

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What Can You Do About The National Coin Shortage?

There have been signs popping up at various stores across the U.S., asking for customers to help the owners of the store by providing the correct change or using debit and credit cards. When questioned about what has been described as a national coin shortage, businesses and banks have both been looking at ways to […]

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Top Financial Warning Signs Of A Debt Problem

Like a summer storm, financial trouble can happen without much warning. Perhaps you’re in financial trouble right now and have no idea. That’s why it’s so important to know and understand the most common financial warning signs of a debt problem. There are some people out there who don’t realize that they are one “life-changing” […]

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How To Save For Retirement When Trying To Pay Off Debt

It can be tough to think about your future or retirement when you’re struggling with debt. It’s challenging to save up enough money to last throughout all of your retirement, but doing so with debt poses even more issues. Because of this, many people struggle with saving money while they pay off their debt. For […]

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What Happens When Your Credit Card Deferment Has Ended?

With the Coronavirus pandemic wreaking havoc on the US business community and elected leaders requiring some businesses to close, credit cards are being used by consumers and business owners as one of several financial buffers to get through these tough times. Unfortunately, this has created a dilemma for anyone facing credit card debt, or those […]

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What Does Your Credit Score Mean

A credit score is one of the most important numbers that any person ever deals with. This seemingly simple three-digit number tells potential lenders so much about the kind of history that a person has had with their credit in the past. In other words, this score details the actions or inaction that a person […]

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How To Make Your Own Financial Recovery Plan

Financial setbacks can strike out of nowhere. Whether it’s due to a challenging economy, bills related to an expensive repair, or the loss of a job, it’s essential to understand how to make a financial recovery plan. Understanding more about the financial problem, setting financial goals, and receiving consumer credit counseling can help create a […]

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How To Handle Unexpected Expenses With No Credit

Unexpected expenses come in different forms – the emergency vet bill when your beloved dog swallows a screw, an impromptu get-together with the old high school gang out of town, a subscription charge after forgetting to unsubscribe from the free trial service you were trying out. In many cases, a line of credit is ready […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone