Tag: debt settlement

Are Debt Consolidation Services Right For You?

Many people have found themselves in tremendous debt with no idea how to get out of it. Some lost control of their spending on clothes, entertainment, or other frivolous things, and others had to use credit cards because they had no other funds for emergencies like a car breaking down or a leaking roof. No […]

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Reasons Why You Might Not Join A Debt Management Program

We’ve been in business for over 50 years now (since June 17th, 1968) so we’ve heard about a million reasons why someone doesn’t want to sign up for a Debt Management Program even though they seem super interested and excited about it. The list includes a few common reasons such as: Monthly payments with Debt […]

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Debt Elimination and Credit Counseling Services

In years past, wages have failed to keep up with the higher cost of living. The still lingering financial crisis and the downturn of the economy left many people unemployed for an extended period of time. With this in mind, it is of little surprise that personal debt in the United States has skyrocketed to […]

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Debt Settlement Alternatives

Debt settlement may be advertised as an effective way to reduce your debt. In most cases, a third-party firm will negotiate with your creditors to reduce what you owe, and that amount is generally paid over 24-48 months. However, there may be superior alternatives to debt settlement that may better fit your needs. Debt settlement […]

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What Should I Know About Debt Consolidation?

Individuals trying to get financially back on track usually consider some form of debt consolidation. There are three main ways to consolidate debt: Debt Consolidation Loan, Debt Management Program, and Debt Settlement. Let’s start with a debt consolidation loan. This involves getting a loan from one lender with the purpose of paying off multiple creditors. […]

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White Paper: Debt Settlement vs. Debt Management Program

Do you find yourself struggling to pay the bills each month or cover your monthly expenses because of credit card debt? If the answer is yes, there are some ways for you to get some financial relief. Debt can feel crippling and overwhelming, but through resources such as non-profit credit counseling and debt relief programs, […]

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Debt Consolidation vs. Debt Settlement vs. Debt Management Program

Debt Consolidation – Debt consolidation typically involves taking out a lower interest loan to pay off multiple high interest secured or unsecured debts such as credit cards. The lowest interest rate consolidation loan is generally secured against the borrower’s assets such as a home or a car. Because credit card debts have such high interest […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone