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Infographic: Great Money Saving Tips For 2013

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We’ve all heard this financial advice before: pack your lunch, skip the coffee shop latte, set up an emergency fund, and grow your retirement savings. But how often do these suggestions translate into dramatically changing your financial future? You may not act on financial advice if you’re puzzled about your overall financial picture.

For example, personal finance experts recommend that you have an emergency fund that’s equal to 4-6 months of your net income. If you’re concerned about your ability to save that much money, do you feel motivated to save anything at all? Questions similar to this one can cause so much internal turmoil that you might avoid saving all together. Same goes for your retirement fund. Does confusion around the “best investment” to make keep you from opening or regularly funding your retirement account?

Many of us are confused about the state of our finances at any given time. To begin taking control of your money, you need clarity around your overall financial picture so that you’re operating with awareness. We recommend using an online budgeting tool like Online Budget Advisor to get a good look at where you stand financially. This tool is completely free and super easy to use.

Then, it’s a good idea to take a look at where some cutbacks can take place. Making cutbacks is the easiest way to save money, whether it’s for retirement, emergency fund or a family vacation.

great money saving tips 2013

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What are some of your favorite money saving tips? Do you have an emergency fund or savings account set up? Let us know in the comments below. We’d love to hear from you!

Author: Lauralynn Mangis
Lauralynn is the Online Marketing Specialist for Advantage CCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

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