Tag: student loan debt

Wonderful Debt Management Tips for College Students

Before investing in a college education, many students ask themselves questions such as “How much should I spend on school?”, “How much should I borrow in loans?”, “How much student loan debt is too much?”, and “How can I attend school and keep my credit clean?” There is no one-size-fits-all answer to these types of […]

Continue Reading

How To Deal With Student Loan Debt

Congratulations on completing college! But maybe you’re not in a celebrating mood because your first student loan payment is due? You might be a college graduate in a rough or competitive job market, and have more student loan debt, credit card debt, or other debts than you can handle. You might be struggling to find […]

Continue Reading

The Scary Reality of Being in Debt

Consumer credit card debt and student loan debt are at an all-time high right now, and it’s pretty safe to say that almost everyone has to deal with the pitfalls of debt in one way or another. The strange thing about debt is that it’s an excellent teacher, and it’s also one of the best […]

Continue Reading

Student Loan Debt Calculator

Before you decide which college you’ll attend, it’s important to understand where the money is coming from to pay for your college tuition, food, books, room and board, etc. Determine how much college will cost you by taking advantage of free online tools and calculators. You or your parents may have already started a college […]

Continue Reading

Paying Off Student Loans

Student loan debt has surpassed credit card debt in 2014. Student debt has now crossed the $1 Trillion mark and will probably continue to rise quickly unless the government understands its implications on the US economic growth and takes action to mitigate the problem. The graduating class of 2014 is the most indebted, with roughly […]

Continue Reading

What to do if You Default on a Student Loan

It’s possible that you didn’t realize your loan came out of deferment, and you missed some payments. Unfortunately, we see this kind of thing all the time. If you’ve missed even one payment, then you are at risk of defaulting on your student loan. Defaulting on your loan has some serious consequences. However, we’re going […]

Continue Reading

Slide Show: Student Loan Tips & Helpful Resources

With US student loan debt now greater than total credit card debt, new graduates need to take their monthly payments seriously and form good repayment habits early on. Some estimates show student loan debt has surpassed $1 trillion nationally, and recent government figures show nearly 10% of borrowers of federally-subsidized student loans had already defaulted […]

Continue Reading

Saving for College: Graduating with the Least Amount of Debt

By June most recent high school graduates know what college they are going to, but many of them may still not know how they are going to pay for it. We’ve heard the stats that the average debt students have upon graduation has skyrocketed to $35,200, according to a recent Fidelity survey, and that the […]

Continue Reading

How to Compare Financial Aid and College Costs

Hooray! Spring has finally arrived, and students all across the country are receiving college acceptance letters in the mail. It’s an exciting opportunity, but it comes with a lot of life changing decisions to make, like how to pay for it. Cracking the code on financial aid is a big (and often stressful) part of […]

Continue Reading

How to Handle Student Loan Debt Collectors

When you default on a student loan, the government will usually hire debt collection agencies to collect on these loans. It’s not quite as straightforward as you might like to think, to try and get this loan to just disappear. The collection agencies are sometimes known to twist their words around to get what they […]

Continue Reading

Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone