The economy is tough right now. Unemployment rates are high, and the cost of living continues to rise. With these economic factors in mind, many people are worried about their finances. When you cannot make ends meet day after day, it can be frustrating to have no control over your financial future. This may mean […]
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What Are The Pros And Cons Of Filing Bankruptcy?
Making the choice to declare bankruptcy is not a decision people should take lightly. For some people, bankruptcy may be the only choice. A certified credit counselor and a bankruptcy attorney can help you find out what your options are and help you decide. Filing bankruptcy could save you from losing your home, your car, […]
Continue Reading5 Other Ways Credit Counseling Can Help
If you don’t have a lot of credit card debt, you might think that a credit counseling service may be of no use to you. However, that is most definitely not the case. In addition to helping those with credit card debt, credit counseling can help those who have student loan debt or have just […]
Continue ReadingWhen Should You Consider Bankruptcy?
How do you know when it is time to file for bankruptcy? There are several reasons why a person would consider declaring bankruptcy. Here are some of the reasons why you need to consider filing for bankruptcy: Do you pay only the minimum payment on your monthly bills? Are you several months behind on your payments? Do you have […]
Continue ReadingChapter 13 Bankruptcy vs. Chapter 7 Bankruptcy
The majority of bankruptcies filed within the United States are either Chapter 13 or Chapter 7 bankruptcy cases. Do you know the difference between the two of them? It’s very important to know the difference if you’ve ever considered filing for bankruptcy. To find out whether a Chapter 13 or Chapter 7 bankruptcy would be […]
Continue ReadingWhat You Need to Know if You’re Filing for Bankruptcy
Many consumers think bankruptcy is the best option. While it is one way to get rid of debt quickly, it is wise for a person to think about their financial future as a whole. Not only that, but one must understand a few other things when it comes to filing the seemingly never-ending paperwork. With […]
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