Managing debt can feel overwhelming, especially when it comes to unsecured debt like credit cards and retail store accounts. With rising inflation and the cost of living continuously increasing, many people are finding themselves buried under mounting bills. If you’re struggling to keep up with payments, a Debt Management Program (DMP) offered by a non-profit […]
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Dealing With Debt Collectors: Your Rights And Best Practices
Facing debt can be daunting, especially when debt collectors come calling. Many people feel intimidated and unsure of their rights when dealing with these agencies. At our non-profit credit counseling agency, we believe that knowledge is power. Here’s a comprehensive guide to help you understand your rights and best practices when dealing with debt collectors. […]
Continue ReadingShould You Trust Financial Advice From People On TikTok?
In recent years, TikTok has exploded onto the social media scene, captivating millions with its short-form video content. While the platform is known for dance challenges, lip-syncing, and comedic skits, it has also become a hub for sharing a wide range of information, including financial advice. Just searching for #FinTok will provide hours and hours […]
Continue Reading10 Things To Do After You’ve Paid Off Your Student Loans
Student loan debt has now surpassed credit card debt by over $3 billion. Student loan debt will probably continue to rise quickly unless the government understands its implications on the US economic growth and takes REAL action to mitigate the problem. The graduating class of 2022 is the most indebted in history, with over $56 […]
Continue ReadingHow To Choose The Right Nonprofit Credit Counseling Agency
In these difficult economic times, it’s common for people to live from paycheck to paycheck. They worry about dealing with debt collectors constantly. A workable budget seems unreal to them, and money for retirement is out of the question. When people find themselves in such a situation, there is help available. It may be time […]
Continue ReadingWhat Happens When You Contact A Non-Profit Credit Counseling Agency?
Let’s just start by saying that when you contact a non-profit credit counseling agency, that call or visit is absolutely free and completely confidential. A reputable credit counseling agency will never charge for their consultation and advice. If you have to pay an upfront fee for a credit counseling session, don’t trust that company and […]
Continue ReadingWhy You Should Choose a Non-Profit Credit Counseling Agency
A non-profit credit counseling agency can be an excellent choice for consumers who are struggling to pay their bills and fear their credit rating is perhaps slipping. Credit counseling can potentially stop collection calls from harassing creditors and put consumers back on track for having a good credit rating. Most people who have availed themselves […]
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