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Tag: debt management plan

Debt Management Programs Vs. Debt Settlement: How Are They Different From One Another

Debt Management Programs and Debt Settlement are two different approaches to managing and resolving debt issues. People with financial difficulties might wonder about using a debt management program or debt settlement as two very diverse strategies to take control of their current financial situation. For people seeking debt relief, each option – debt management program […]

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Exploring The Pros And Cons Of Nonprofit Credit Counseling

Dealing with debt can be overwhelming and challenging, but thankfully, there are resources available to assist individuals in finding their way to financial stability. One option is nonprofit credit counseling agencies, which offer guidance and support to those struggling with debt. In this blog post, we’ll explore the advantages and disadvantages of utilizing a nonprofit […]

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What Are The Most Popular Credit Counseling Questions That Get Asked?

If you’ve been browsing our website, you might have noticed that we offer many tips to help you manage your finances and a lot of great advice about credit counseling and debt management. However, if you’re like many of our potential clients, you probably have questions about the credit counseling process or what happens during […]

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Is There Really Such a Thing as Good Debt vs. Bad Debt?

If you have ever wondered if “good” debt is real, then you do not need to keep wondering because it most certainly is. Besides debt being considered a bad thing, there are quite a few circumstances where it is a good thing. Below, we’ll go over good debt and bad debt and explain how good […]

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10 Must-Do Things After You Finally Become Debt Free

Financial management is an issue that affects everyone, and it’s the job of every individual to make sure that they are doing what they can to get on top of it. Being debt free is a goal that many people work hard to achieve, and when they do – the feeling can be absolutely incredible. […]

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Fantastic Tips On How To Stop Living Paycheck To Paycheck

More than ever, individuals and families are experiencing economic hardship. Not only is this due to the Covid-19 pandemic but also the loss of federal assistance programs. Approximately 54% of all Americans are living paycheck to paycheck. Some feel there is no way to stop this endless cycle. However, making several smart changes helps families […]

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The Best Advice For Debt Management Program Dos And Don’ts

It’s easy to fall behind on credit card debt. Interest rates and late payment fees can keep one in a cycle of debt that feels like running on a treadmill with no end in sight. As a result, many people turn to a non-profit credit counseling service to get on a Debt Management Program (DMP). […]

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Can You Have Too Much Debt?

Most families have some kind of debt at one point throughout their lives. It might be a mortgage loan, a car loan, student loans, or plain old credit card debt. Having debt isn’t always a bad thing as long as you are taking steps to pay it off in a timely manner. It’s having TOO […]

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Debt Consolidation: Tips On How To Pay Off Debt

Debt is on the minds of millions of Americans. How did it happen? How can it be managed? CAN it be managed? How does anyone get out of debt? Debt consolidation can be the source of a tremendous amount of stress and discontent. Debt can seem like a bottomless pit, impossible to get out of […]

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