If you’ve been browsing our website, you might have noticed that we offer many tips to help you manage your finances and a lot of great advice about credit counseling and debt management. However, if you’re like many of our potential clients, you probably have questions about the credit counseling process or what happens during […]
Continue ReadingTag: debt management plan
Is There Really Such a Thing as Good Debt vs. Bad Debt?
If you have ever wondered if “good” debt is real, then you do not need to keep wondering because it most certainly is. Besides debt being considered a bad thing, there are quite a few circumstances where it is a good thing. Below, we’ll go over good debt and bad debt and explain how good […]
Continue Reading10 Must-Do Things After You Finally Become Debt Free
Financial management is an issue that affects everyone, and it’s the job of every individual to make sure that they are doing what they can to get on top of it. Being debt free is a goal that many people work hard to achieve, and when they do – the feeling can be absolutely incredible. […]
Continue ReadingFantastic Tips On How To Stop Living Paycheck To Paycheck
More than ever, individuals and families are experiencing economic hardship. Not only is this due to the Covid-19 pandemic but also the loss of federal assistance programs. Approximately 54% of all Americans are living paycheck to paycheck. Some feel there is no way to stop this endless cycle. However, making several smart changes helps families […]
Continue ReadingThe Best Advice For Debt Management Program Dos And Don’ts
It’s easy to fall behind on credit card debt. Interest rates and late payment fees can keep one in a cycle of debt that feels like running on a treadmill with no end in sight. As a result, many people turn to a non-profit credit counseling service to get on a Debt Management Program (DMP). […]
Continue ReadingCan You Have Too Much Debt?
Most families have some kind of debt at one point throughout their lives. It might be a mortgage loan, a car loan, student loans, or plain old credit card debt. Having debt isn’t always a bad thing as long as you are taking steps to pay it off in a timely manner. It’s having TOO […]
Continue ReadingDebt Consolidation: Tips On How To Pay Off Debt
Debt is on the minds of millions of Americans. How did it happen? How can it be managed? CAN it be managed? How does anyone get out of debt? Debt consolidation can be the source of a tremendous amount of stress and discontent. Debt can seem like a bottomless pit, impossible to get out of […]
Continue Reading10 Warning Signs That You’re In Financial Trouble
Like a summer storm, financial trouble can happen without much warning. Perhaps you’re in financial trouble right now, and you have no idea. That’s why it’s so important to know and understand the most common financial warning signs of a serious problem. Some people out there don’t realize that they are one “life-changing” event away […]
Continue ReadingFind Out How To Conquer Your Debt Right Now
It’s a dilemma that seems to be plaguing everyone to some degree these days. Yes, we are talking about credit card debt. Millions of Americans are affected by this type of financial debt. For some, it’s just personal debt, but for others, it may be personal AND business debt. Either way, it spells bad news for the […]
Continue ReadingDebt Relief Options: Which One Is The Best?
There are several different types of debt relief options out there. There is anything from a debt consolidation loan, debt settlement, a debt management program, a personal loan through friends or family, bankruptcy, and so on. There are some drawbacks and advantages to each different kind. We will look at the three most popular ones, […]
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