Category: Understanding Credit

How to Compare Financial Aid and College Costs

Hooray! Spring has finally arrived, and students all across the country are receiving college acceptance letters in the mail. It’s an exciting opportunity, but it comes with a lot of life changing decisions to make, like how to pay for it. Cracking the code on financial aid is a big (and often stressful) part of […]

Continue Reading

How to Understand Your Credit Score and Obtain Your Credit Report

A credit score is an important part of your credit history and overall is essential for many purchases, loans and other important financial decisions or transactions. It can help determine a lot of things, such as interest rates that you’ll receive. That’s why it is important to fully understand and know what credit score you […]

Continue Reading

Tomorrow is International Credit Union (ICU) Day

The credit union idea arose centuries ago as people worked under a common effort without thought of profit – they put out fires, harvested crops, and avoided high-priced loans by lending to one another. In the 1850’s, hard times hit Germany, and people turned to each other for help. They removed small savings from under […]

Continue Reading

Don’t Miss Out On Free Consumer Credit Reports

Individuals who think they are too busy to inquire about getting free consumer credit reports or that looking at their credit report at least once a year isn’t important, are missing out on something very essential to their financial health. It only takes a few minutes to request a free copy of an individual’s credit […]

Continue Reading

Why Does My Credit Score Matter?

If you have recently applied for a loan or credit card and you were denied, you might be asking yourself, Why does my credit score even matter? Your credit score is a number that is often used by lenders, creditors, banks, and many others to help evaluate and rate how much of a risk you […]

Continue Reading

How to Handle Student Loan Debt Collectors

When you default on a student loan, the government will usually hire debt collection agencies to collect on these loans. It’s not quite as straightforward as you might like to think, to try and get this loan to just disappear. The collection agencies are sometimes known to twist their words around to get what they […]

Continue Reading

What to look for when selecting a Credit Union?

Credit unions are a great way to save money and to increase the savings rate that you might be receiving on your interest-bearing account. Unlike their commercial counterparts, credit unions typically offer free accounts with no minimum balance requirements. The benefits of a credit union go far beyond just maintaining an interest-bearing checking account. Customers […]

Continue Reading

Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone