Tag: APR

What Are The Pros & Cons Of Paying To Lock In Mortgage Rates?

There are pros and cons to consider when it comes to locking in mortgage rates. On the one hand, paying to lock in a rate can provide peace of mind and protection from rising rates. On the other hand, there is always the potential that rates could fall after you’ve locked in, leaving you with […]

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How To Understand & Get Help With Your Credit Card Bill

Each month, millions of people receive a credit card bill or statement in the mail from their creditors, or they visit the company‚Äôs website to get their bills electronically. Even though they submit a payment, they do not necessarily know what all of the fees and sums on the bill mean. Better yet, they may […]

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How To Find Out What Is On Your Credit Card Statement

Credit card statements can be confusing. There are minimum payments, statement balances, and interest rates that show up on a monthly bill, among other things. The banks mail some statements to their customers. They deliver others digitally if the cardholder has opted in to receive electronic statements. There are due dates to worry about and […]

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6 Things You Need To Know About Interest Rates

Interest rates are an important factor to consider when buying expensive items with a line of credit, applying for a loan, or just using any credit card. In general, those with higher credit scores tend to qualify for a better interest rate than those with lower credit scores. The following are six things consumers should […]

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