Category: Dealing with Debt

Non-Profit Debt Relief versus For-Profit Debt Relief

There are many different programs available that are designed to help consumers better manage and pay off their debts. Most of these programs can be separated into two distinct categories – non-profit debt relief and for-profit debt relief. Although these programs often have similar features, there is one important aspect that sets them apart. Let’s […]

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A Little Preparation Helps When Trying To Get Out Of Debt

Debt is so easy to slip into and so very difficult to get out of. People can find themselves paying more and more of their monthly income to their creditors, leaving less for them and their families to live on. If they want to get out of debt, they need to start by doing some […]

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Remarkable Free Credit Counseling Services in Ohio

Ohio residents facing debt problems should consider free credit counseling as a solution! Few and fortunate are those residents in Ohio for whom unexcepted life events such as layoffs do not destroy their financial situation. Some Ohio residents live paycheck-to-paycheck, and if unemployed, will see their credit scores take heavy hits. There is free help provided […]

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Secured And Unsecured Debt

What are the differences between them? – Not all debt is the same! There are two main types of consumer debt: unsecured and secured. The type of debt can affect what happens in the case of default, bankruptcy, debt negotiation, and much more. Consumers who want to practice smart debt management should understand the type […]

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Solve Your Debt Problems With Consumer Credit Counseling

Consumer Credit Counseling Services can help protect your credit score by assisting in devising a plan that helps you pay it all back on time and avoid filing for bankruptcy. Staying on top of your monthly bills and properly managing your budget makes the difference between ruining your credit and building positive credit history. Finding […]

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Credit Counseling Is Available In California

Millions of Americans deal with debt every single day. The most common cause of debt is due to having too many credit cards, but it isn’t as easy as cutting up your credit cards or avoiding using them altogether. Many people use their credit cards because it is a quick and effortless way for them […]

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Debt Elimination and Credit Counseling Services

In years past, wages have failed to keep up with the higher cost of living. The still lingering financial crisis and the downturn of the economy left many people unemployed for an extended period of time. With this in mind, it is of little surprise that personal debt in the United States has skyrocketed to […]

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Reduce Your Debt and Stress at the Same Time

Financial trouble is one of the leading causes of stress in adults, and high debt balances are one of the top financial concerns people have. You may have high balances on your credit cards, and you may be stressing out about how you are going to pay them off. In some cases, the amount of […]

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What Happens When You Pay Off A Loan Early?

Living with debt is an expensive and super stressful experience. Though the road may seem long, paying off debts and loans will strengthen your financial future. Nearly every type of loan can be paid off early and there are a few different ways to go about it. You may choose to make larger monthly payments, […]

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How To Deal With Student Loan Debt

Congratulations on completing college! But maybe you’re not in a celebrating mood because your first student loan payment is due? You might be a college graduate in a rough or competitive job market, and have more student loan debt, credit card debt, or other debts than you can handle. You might be struggling to find […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone