This is BIG news, but it’s not the good kind. Household consumer debt in the United States has been steadily increasing over the years and has now hit a record high of $16.9 trillion. This represents a significant burden on American households as many struggle to keep up with mortgage payments, car loans, credit card […]
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Regain Your Financial Freedom With The Help Of A Debt Management Program
Whether you find yourself struggling month-to-month to pay your bills, fear the looming calls from debt collectors, or even worry about potentially losing your home or car, it’s important to recognize that there is hope. Thousands of Americans face the financial crisis of seemingly overwhelming debt. With the aid of a Debt Management Program through […]
Continue ReadingCan You Have Too Much Debt?
Most families have some kind of debt at one point throughout their lives. It might be a mortgage loan, a car loan, student loans, or plain old credit card debt. Having debt isn’t always a bad thing as long as you are taking steps to pay it off in a timely manner. It’s having TOO […]
Continue ReadingFind Out How To Conquer Your Debt Right Now
It’s a dilemma that seems to be plaguing everyone to some degree these days. Yes, we are talking about credit card debt. Millions of Americans are affected by this type of financial debt. For some, it’s just personal debt, but for others, it may be personal AND business debt. Either way, it spells bad news for the […]
Continue ReadingHow To Search For The Right Nonprofit Credit Counseling Agency
Taking advantage of credit counseling is one of the best ways to avoid years of high-interest payments on credit cards and other debts. A professionally licensed and accredited nonprofit credit counseling agency can even help you avoid bankruptcy. When used correctly, these services are wonderful alternatives for people who find themselves mired in debt that […]
Continue ReadingA Budget Will Prepare You For The New Year
No doubt 2020 brought some hardship on everybody, but especially on those who may have been living paycheck to paycheck leading up to it. Some may have always been prepared for events like flooding and hurricanes, but an event like COVID-19 has proven to be something you really can’t fully prepare for given how completely […]
Continue ReadingReasons Why Debt Management Is Better Than Debt Consolidation
Debt management and debt consolidation are probably at the top of the debt relief options that most people consider. However, choosing between the two is quite a dilemma for many people because they tend to think the two are similar. Nothing could be further from the truth. The only common thing between them is that […]
Continue Reading10 Smart Ways To Improve Your Credit Rating
If you need to get your credit rating improved, you’re not alone. Millions of people want to see their credit scores go up in order to have lower interest fees and more favorable opportunities for loans. There are plenty of simple ways to get your rating up, but it will take some time. 1. Pay […]
Continue ReadingHow To Handle That Old Debt
Dealing with old debt is a nuisance for most people who’ve likely moved on with their lives or even forgotten about the debt completely. But, as they say, old things come back to haunt us. You’ll find a bit of relief, however, because it’s much easier to handle older debts than new. With the right […]
Continue ReadingA Comprehensive Glossary of Debt Terminology
There are many terms used when it comes to credit counseling, debt, debt collections, and debt relief. Knowing what the various terms mean can help when you’re trying to get your finances back on track. We’ve decided to create a debt terminology glossary for you to take the guesswork out of managing your finances! Here is a […]
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