Category: Dealing with Debt

Free Credit Counseling Can Relieve the Stress of Debt

Could you be a good candidate for free credit counseling? Ask yourself these questions: Do you feel like you need a break when you sit down to do your bills every month? After you have paid your monthly bills, do you avoid buying anything for two weeks, so you don’t overdraw your account? Do you […]

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How To Choose The Right Nonprofit Credit Counseling Agency

In these difficult economic times, it’s common for people to live from paycheck to paycheck. They worry about dealing with debt collectors constantly. A workable budget seems unreal to them, and money for retirement is out of the question. When people find themselves in such a situation, there is help available. It may be time […]

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7 Reasons To Get Rid Of Your Credit Cards

If credit card companies had it their way, consumers would charge any and every purchase they make every single day of their lives. Unfortunately, that would only be fun until it came time to pay the enormous bill. While it can be difficult to resist temptation from time to time, there are a few excellent […]

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Reasons Why You Might Not Join A Debt Management Program

We’ve been in business for over 50 years now (since June 17th, 1968) so we’ve heard about a million reasons why someone doesn’t want to sign up for a Debt Management Program even though they seem super interested and excited about it. The list includes a few common reasons such as: Monthly payments with Debt […]

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Avoid Bankruptcy With These 5 Helpful Alternatives

Living with any type of financial hardship is one of the most difficult things that a person has to deal with. Unfortunately, it is something that most people have to do at some point in their lives. However, there is a huge difference between having a temporary financial roadblock as opposed to dealing with long-term […]

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The Best Way To Handle Payday Loan Debt

More than 12 million Americans take out payday loans every year, and a significant number of these advances go into default. It is estimated that borrowers pay more than nine billion dollars in loan fees and are more susceptible to suffering the snowball effect when accepting the terms of a short-term loan such as a […]

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Debt Management for College Students: How To Deal With The Debt

When you are a student in college the last thing on your mind is saving money, debt management, the wise use of credit, and pretty much anything having to do with budgeting or finances. But college can actually create a financial future full of debt and doubt if you aren’t careful. You’ll receive many credit […]

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The Truth About Debt And Credit Counseling

How Did I End Up Here – If you were to write a story or song about your financial status would it leave people reaching for a box of tissues? If so, you’re not alone. Many people across America have found themselves struggling with credit card debt. Part of the problem is the ease at […]

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The Remarkable Benefits of Credit and Bankruptcy Counseling

You’re in debt. Like many other people, you may not be exactly sure how you got here. Maybe you are a recent college graduate with an ample amount of student loans. Or maybe you’re a single parent who has just been laid off due to the difficult economic times and is having trouble making your […]

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Do You Need Free Consumer Credit Counseling?

If you are in debt and owe a considerable amount of money to your creditors, you may be a good candidate for free consumer credit counseling. You shouldn’t have to worry about receiving continuous calls from collection agencies or how you’re going to be able to save for your eventual retirement. Credit counseling is available […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone