Category: Dealing with Debt

How To Handle That Old Debt

Dealing with old debt is a nuisance for most people who’ve likely moved on with their lives or even forgotten about the debt completely. But, as they say, old things come back to haunt us. You’ll find a bit of relief, however, because it’s much easier to handle older debts than new. With the right […]

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Hidden Fees Can Derail Your Debt Management

Debt management and debt reduction efforts can be difficult for many people. You may find it challenging to pay your bills on time and reducing debt balances can be even more difficult. If you have researched debt reduction strategies in the past, you have found that paying more than the minimum monthly payment required can […]

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5 Student Loan Forgiveness Scams To Watch Out For

Student loan debt is a serious problem facing many Americans today, and it cannot be resolved overnight.   Graduating from college is a laudable action, and many young people feel a great sense of accomplishment and motivation as they walk across the stage and enter the world of full-time work. However, not too long after […]

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What Does Credit Counseling Offer A Person In Debt?

Many people in the world are currently overwhelmed with bills they’ve accumulated from unsecured debt like credit cards and loans. When bills go awry, it can be difficult for a person to climb his or her way out from under the debt rock. Fortunately, there is a way to recover from credit card debt issues. […]

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How To Get Out Of Debt All By Yourself

No matter what your current financial situation is, if you signed for a loan, you are obligated to pay it back even if you have a major life-changing event like losing a job or getting a divorce. Many people try to get out of debt, but life slaps them in the face hard enough that […]

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Is Non-Profit Debt Consolidation Right For You?

There can come a point where credit card debt can build up to levels that become overwhelming and too much for people to deal with. Maybe they’re already getting collection calls or getting mail that has bad news of what could happen if they don’t start paying up. When this starts happening, there are usually […]

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How To Get Out Of Debt Using The Debt Avalanche Method

When you think about the power of an avalanche versus the power of a snowball, which one is greater? The clear winner is the avalanche. So, why would you try the Debt Snowball Method when you can use the Debt Avalanche Method instead to wipe out your debt? Which debt repayment method do you think […]

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Top 10 Money Management Tips To Destroy Debt

If you are struggling with high credit card account balances and other troublesome debt, you understandably may feel stressed and even hopeless. Regardless of your current circumstances, adjusting your money management efforts could help you to turn your financial situation around. Allow these ten essential tips below to guide your debt relief efforts. 1. Scale […]

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Can You Go to Jail Because of Outstanding Credit Card Debt?

People have loaned each other money for thousands of years. As a way to hedge against risk and make money, lenders charge borrowers money through the power of interest. Historically, if borrowers didn’t pay lenders back, lenders would primarily be responsible for recouping their losses. In today’s civilized society, we have courts of law that oversee arguments between people. […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone