Tag: Credit Cards

The Ultimate Beginner’s Guide To Budgeting And Saving

Most people encounter financial challenges at some point in life; some challenges are more easily resolved than others are. When a person’s primary goals are saving money, budgeting to help make ends meet, and to avoid a financial crisis, there are several helpful tips to keep in mind. How to create a basic budget plan […]

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How To Use Credit Wisely During An Emergency

Credit cards are widely misunderstood financial tools. To some, they’re a source of unlimited funds that later turn out to be problematic when the bills are due. To others, though, they’re forbidden objects that must never be touched, stopping these fearful individuals from building credit or making necessary purchases. In truth, a credit card is […]

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7 Reasons To Get Rid Of Your Credit Cards

If credit card companies had it their way, consumers would charge any and every purchase they make every single day of their lives. Unfortunately, that would only be fun until it came time to pay the enormous bill. While it can be difficult to resist temptation from time to time, there are a few excellent […]

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A Look At Credit Cards Throughout History

Have you ever wondered how credit cards came about? Who thought of the very first credit card and what were they used for back then? From personalized store credit in the 1800s to the never-ending card offers that pile up in your mailbox on a daily basis, credit cards have become an inescapable part of […]

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What Happens if I STOP Paying my Credit Card Debt?

Deciding to stop paying on your credit card debt sets a whole chain of unpleasant events in motion. Over time, the damage that results will haunt the consumer for a number of years. Before entertaining the notion of letting the payments on one or more cards slide, consider what the outcome could be. Penalties and Higher […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone