Tag: goals

How To Make S.M.A.R.T. Financial Goals

Goals are dreams or wishes that could come true – if you work really hard at them. If your financial goals are specific enough, they will motivate you to balance your spending and savings in order to reach your objectives. If you don’t set financial goals, you will find yourself saying “I wish I had…” later […]

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How Workplace Financial Wellness Programs Can Help

The 2018 PricewaterhouseCoopers (PwC) Employee Financial Wellness Survey found that 54% of employees are stressed about their finances. According to a Country Financial Security Index survey, 67% of Americans worry about their financial future, credit card debt last year hit a record high, and 44% of people can’t come up with $450 to cover an […]

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Ridiculously Simple Ways To Improve Your Finances

Personal finance articles and websites contain plenty of helpful pieces of advice to take control of a difficult financial situation and learn how to improve it. Unfortunately, many of the methods are either excessively complex or do not pertain to an individual’s or family’s real-life circumstances. These people want answers that work for them. Luckily, […]

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How Credit Counseling Can Help You Get A Mortgage

We get asked this question almost every day “Can you get a mortgage if you’ve done credit counseling and are on a Debt Management Program (DMP)?” The short and sweet answer is “YES”! There are a few things that you need to consider though. Consumer credit counseling can get individuals with poor credit scores on […]

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Top Money-Saving Tips When Your Income Is Inconsistent

Saving money is understandably a top financial goal, but it also may be a goal that you struggle with regularly. While saving money is a challenge for many people, your income structure may make this task even more difficult for you. When you read through common money-saving tips, you inevitably find tips that say to […]

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7 Helpful Lessons Learned From A Lemonade Stand

Just about every person in the country either owned a little lemonade stand with their friends when they were a kid or they knew someone else who owned one. What those people didn’t know was that they were learning valuable financial lessons that would help them later on in life and business. The following are […]

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15 Books to Read this Summer about Money and Debt

Regardless of how one feels about money, it is hard to argue against its influence on people’s lives. This is never more true than with those struggling with finances and debt. There is no shortage of advice on managing money and it can be overwhelming at times, but some financial books have managed to rise […]

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12 Things You Wish Your Parents Told You About Money

Managing your finances properly can be a tricky business, especially if a person is fresh out of high school or college. He or she might have a new job and a checking account. They might think they are ready to take on the world, but that new income might suffer as a result of improper […]

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When Should You Start Collecting Social Security Benefits

Collecting Social Security Benefits For Retirees – The age at which an individual should begin collecting Social Security depends on his or her unique circumstances. The longer an individual can delay collecting, the higher the monthly benefit will be. Ultimately, however, the total amount collected will probably be about the same. Those who start collecting […]

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10 Financial Lessons You Need To Know Before You Hit 40

Learning to manage money and make good financial decisions does not come naturally to many people. Young adults are often tempted to put off these lessons until some future date, assuming they have many years ahead to earn an income and actually prepare for the future. Most of us have made some financial missteps along […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone