Regardless of how one feels about money, it is hard to argue against its influence on people’s lives. This is never more true than with those struggling with finances and debt. There is no shortage of advice on managing money and it can be overwhelming at times, but some financial books have managed to rise […]
Continue ReadingTag: financial goals
12 Things You Wish Your Parents Told You About Money
Managing your finances properly can be a tricky business, especially if a person is fresh out of high school or college. He or she might have a new job and a checking account. They might think they are ready to take on the world, but that new income might suffer as a result of improper […]
Continue ReadingWhen Should You Start Collecting Social Security Benefits
Collecting Social Security Benefits For Retirees – The age at which an individual should begin collecting Social Security depends on his or her unique circumstances. The longer an individual can delay collecting, the higher the monthly benefit amount will be. Ultimately, the total amount collected will probably be about the same. Those who start collecting […]
Continue Reading10 Financial Lessons You Need To Know Before You Hit 40
Learning to manage money and make good financial decisions does not come naturally to many people. Young adults are often tempted to put off these lessons until some future date, assuming they have many years ahead to earn an income and actually prepare for the future. Most of us have made some financial missteps along […]
Continue ReadingLearn How To Budget Your Expenses The Right Way
The word “budget” gets tossed around a lot, from the mom who tells her teen that a new gaming system is not “in the budget,” to the school officials who moan that “the annual budget was cut”. How to budget effectively, however, remains a mystery to many people. Their financial records are a bewildering jumble of […]
Continue ReadingOutstanding Tips to Help You Save More Money
Saving money isn’t always easy! We start out with the right thought in mind but tend to get side-tracked or distracted and before we know it, our money is all gone. Let’s say that you are totally committed to saving money, but you find yourself falling into the trap of spending an extra $5 here […]
Continue ReadingHow to Stick to Your Budget in 2015
Chances are you have already started to think about your budget and financial goals for 2015. You’ve probably decided that you want to put more money into a savings plan this year. Roughly three-quarters of Americans are living paycheck-to-paycheck right now, so where do you start? Prior proper planning is the number one factor in reaching financial goals. Let’s […]
Continue ReadingVideo: Advantage CCS’s Online Goal Tracker Tool
Advantage Credit Counseling Service has released a new video about our free Goal Tracker tool that’s available 24/7 on www.onlinebudgetadvisor.com. We are thrilled to introduce our goal saving/tracking system through this quick demonstration. The two-minute video introduces you to Mike. Mike is your average everyday guy, but he’s not really good at saving money or […]
Continue ReadingGoal Tracker: We’re excited to announce the launch of our new FREE tool
Advantage Credit Counseling Service is excited to announce the redesign of the Online Budget Advisor website and the launch of our new FREE tool: Goal Tracker. We’ve also made some updates to the free Budget Builder tool as well. With the help of a grant from Bank of America, we are able to provide free, […]
Continue ReadingFinancial Goals
Goals are dreams or wishes that could come true – if you work really hard at them. If your goals are specific enough, they will motivate you to balance your spending and savings in order to reach your objectives. If you don’t set financial goals, you will find yourself saying “I wish I had…” The […]
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