If you’ve been browsing our website, you might have noticed that we offer many tips to help you manage your finances and a lot of great advice about credit counseling and debt management. However, if you’re like many of our potential clients, you probably have questions about the credit counseling process or what happens during […]
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Get Rid Of Credit Card Debt From Holiday Gift Overspending
When it comes to holiday gift giving, it’s easy to go extreme and end up with a hefty credit card bill afterward. Overspending on gifts can lead to mountains of debt and financial strain that can take months or even years to pay off if not managed properly. Fortunately, several tips can help you eliminate […]
Continue ReadingIs There Really Such a Thing as Good Debt vs. Bad Debt?
If you have ever wondered if “good” debt is real, then you do not need to keep wondering because it most certainly is. Besides debt being considered a bad thing, there are quite a few circumstances where it is a good thing. Below, we’ll go over good debt and bad debt and explain how good […]
Continue Reading10 Must-Do Things After You Finally Become Debt Free
Financial management is an issue that affects everyone, and it’s the job of every individual to make sure that they are doing what they can to get on top of it. Being debt free is a goal that many people work hard to achieve, and when they do – the feeling can be absolutely incredible. […]
Continue ReadingRegain Your Financial Freedom With The Help Of A Debt Management Program
Whether you find yourself struggling month-to-month to pay your bills, fear the looming calls from debt collectors, or even worry about potentially losing your home or car, it’s important to recognize that there is hope. Thousands of Americans face the financial crisis of seemingly overwhelming debt. With the aid of a Debt Management Program through […]
Continue ReadingLearn How Debt Management Programs Are A Type Of Debt Consolidation
When people feel overwhelmed by their level of debt, they may seek relief through a debt management program. This type of debt consolidation can help people get back on track financially by working with a credit counseling agency. This blog post will discuss debt management programs and how they work. It will also provide information […]
Continue Reading5 Nonconventional Ways Credit Counseling Can Help You
Nonprofit credit counseling can be a form of debt help that many people don’t even think to try. If you are struggling with unmanageable unsecured debt, then credit counseling might be the answer for you. This blog post will discuss five different ways credit counseling can offer assistance in your financial situation. 1) Credit counseling […]
Continue ReadingFantastic Tips On How To Stop Living Paycheck To Paycheck
More than ever, individuals and families are experiencing economic hardship. Not only is this due to the Covid-19 pandemic but also the loss of federal assistance programs. Approximately 54% of all Americans are living paycheck to paycheck. Some feel there is no way to stop this endless cycle. However, making several smart changes helps families […]
Continue ReadingThe Best Debt Management Tips & Strategies For Single Mothers
Single mothers are more likely than two-parent couples to face debt, lower credit scores, and bankruptcy. The National Bureau of Economic Research reported that single-mother households were overwhelmingly likely to face poverty. About 85% of single-parent homes are headed by women, and of all the single-parent homes, around 47% were in poverty. Between housing payments, […]
Continue ReadingDebt Reduction Resource: How To Reduce Credit Card Debt The Right Way
It is so easy to find yourself in debt. Whether you lost a job, are not able to pay for student loans, or are having issues keeping your house due to an adjustable rate mortgage, not having enough money on your hands can be a rather difficult situation and can quickly result in you falling […]
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