Financial trouble is one of the leading causes of stress in adults, and high debt balances are one of the top financial concerns people have. You may have high balances on your credit cards, and you may be stressing out about how you are going to pay them off. In some cases, the amount of […]
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What Happens When You Pay Off A Loan Early?
Living with debt is an expensive and super stressful experience. Though the road may seem long, paying off debts and loans will strengthen your financial future. Nearly every type of loan can be paid off early and there are a few different ways to go about it. You may choose to make larger monthly payments, […]
Continue ReadingMarvelous Money Tips for Newlyweds
After the cake has been eaten, all the champagne has been drunk, and all of the smiling guests have gone home from your extravagant wedding reception, it can be difficult for newlyweds to switch gears into real life again. It can sometimes be a challenge to change your mindset from “money is no object – […]
Continue ReadingHow To Deal With Student Loan Debt
Congratulations on completing college! But maybe you’re not in a celebrating mood because your first student loan payment is due? You might be a college graduate in a rough or competitive job market, and have more student loan debt, credit card debt, or other debts than you can handle. You might be struggling to find […]
Continue ReadingA Woman’s Salary and Debt Management
Women, the wage gap, and debt management If you are a woman, you’re more likely to lose money over the course of your working lifetime than your male business counterparts. That’s a scary thought because it’s the truth. The money you don’t make is money you never get to see. It means you’ll have less […]
Continue ReadingThe Debt Snowball Method
For most people, the idea of getting out of debt can seem almost impossible. It can seem unreachable because it can take many years to achieve, even when following the strictest of debt elimination plans. However, paying off debts and credit cards can lead to a better debt-to-income ratio. This is a big factor when […]
Continue Reading50 Great Debt Elimination Tips and Tricks
We all know that getting out of debt isn’t easy. It can be easy to find yourself in debt, but to dig out of that debt hole is a whole different story. It’s going to take some hard work, determination, imagination, dedication, and a few of these tips and tricks! Nobody likes to be in […]
Continue ReadingThe Key Sacrifices to Get Out of Debt
Unlike the common misconception about getting out of debt, it will take much more than just frugality to get it done. Yes, you need to be frugal and spend less, but you also have to make some sacrifices. I’m going to get REAL about how to get out of debt. No more “take lunches to […]
Continue ReadingWhy Credit Card Debt Sucks
The use of credit cards has been one of the major growth industries in the U.S. across the latter half of the 20th century and into the beginning of the 21st century, but the benefits these provide are often outweighed by the problems caused by unmanageable levels of debt. Credit cards can offer many benefits […]
Continue ReadingProof that a Debt Management Plan Works
Credit counseling has many benefits, but the most sought after benefit is becoming debt-free with the help of a debt management plan, and regaining control of your finances. We’ve helped individuals conquer their debt since 1968. If you’re struggling to make ends meet, Advantage CCS can help you resolve your debt problems as well. We […]
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