Credit is one of the most important tools a consumer can have. In today’s society credit is vital to being able to have financial influence and being able to navigate as a consumer. A person has to protect their credit and safeguard it. Once an individual gets labeled as having bad credit, it can be […]
Continue ReadingTag: Credit Counseling
Infographic: Great Money Saving Tips For 2013
We’ve all heard this financial advice before: pack your lunch, skip the coffee shop latte, set up an emergency fund, and grow your retirement savings. But how often do these suggestions translate into dramatically changing your financial future? You may not act on financial advice if you’re puzzled about your overall financial picture. For example, […]
Continue ReadingVideo: All About Advantage Credit Counseling Service, Inc.
This video is a wonderful overview and a close look at Advantage Credit Counseling Service, Inc. As a National Non-Profit credit counseling organization, the Agency provides professional, meaningful and confidential consumer education, credit counseling and develops effective debt management programs for all segments of the community that we serve. The Agency educates consumers about wise money […]
Continue ReadingCredit Counseling and Budget Counseling FAQs
Individuals who are in debt and are thinking about filing for bankruptcy may want to consider alternatives that are available. One alternative is to seek a credit counseling program or a budget counseling program. Counseling can be a tool that allows consumers to help pay off their debt in as little time as possible. 1. […]
Continue ReadingFree Online Budgeting Tool from Advantage Credit Counseling Service
Learning to live on a fixed income can sometimes be a difficult transition to make. Whether you’ve gone from 2 incomes down to 1, are faced with recent job loss, or maybe retirement is the cause. Establishing a budget can help identify the resources you have to access, the responsibilities you have to pay and the expenses […]
Continue ReadingThe Importance of Consumer Debt Education
When facing crippling debt and an avalanche of past due notices, a consumer’s thoughts often turn towards bankruptcy, a seemingly traditional approach to solving ones financial difficulties in the short-term. In many cases, bankruptcy is only a temporary fix, rather than the cure. The underlying problems continue to exist even if the balance sheets are […]
Continue ReadingWhy You Should Choose a Non-Profit Credit Counseling Agency
A non-profit credit counseling agency can be an excellent choice for consumers who are struggling to pay their bills and fear their credit rating is perhaps slipping. Credit counseling can potentially stop collection calls from harassing creditors and put consumers back on track for having a good credit rating. Most people who have availed themselves […]
Continue ReadingThe Many Benefits of Online Bankruptcy Counseling (Pre-Filing Bankruptcy Certificate)
Online Bankruptcy Counseling is a pre-filing counseling session that is required for all consumers who are in the beginning stages of filing for bankruptcy relief and for those consumers who’ve not yet received a bankruptcy case number. If you have a bankruptcy case number, then you need the Bankruptcy Education session in order to get your Pre-Discharge […]
Continue ReadingConsumer Credit Counseling Services in California
California is one of the most stringent states when it comes to paying back loans. In California the bankruptcy process is set up against the borrower it would seem, especially if the borrower is a small business owner without enough money for a dedicated team of lawyers. If you are in serious trouble with credit […]
Continue ReadingOnline Bankruptcy Education
Online Bankruptcy Education is a pre-discharge bankruptcy counseling session that is required for all consumers who have filed for bankruptcy and who have received a bankruptcy case number. You must complete either a face-to-face session, telephone session, or online session within 45 days of your “341 Meeting of Creditors” (hearing). The counseling session will help […]
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