Category: Misc.

How to Deal with the Financial Effects of a Natural Disaster

Natural disasters can cause an enormous amount of devastation and damage, but the effects can actually be more far-reaching than many imagine. When a natural disaster strikes, debt and/or your personal finances are probably the LAST things on your mind. But these two topics are going to come to light pretty quickly after something bad […]

Continue Reading

Should Your Teenager Have A Credit Card?

According to TransUnion, 20 percent of people who are between the ages of 13 and 18 have a credit card. However, many parents are still reluctant to give their teen a credit card. There are negatives that come along with it. For example, teens who do not use their credit cards responsibly can potentially ruin their credit […]

Continue Reading

Advantage CCS Teams Up with CardRates.com to Talk About Free Consumer Credit Counseling

Our very own Heather Murray, Manager of Regulatory Compliance and Education, recently spoke with Ashley Dull who is the Editor-in-Chief at www.CardRates.com about our holistic approach to tackling credit card debt and what our free consumer credit counseling can do to help people who are struggling with unsecured debt such as credit cards and medical […]

Continue Reading

7 Helpful Lessons Learned From A Lemonade Stand

Just about every person in the country either owned a little lemonade stand with their friends when they were a kid or they knew someone else who owned one. What those people didn’t know was that they were learning valuable financial lessons that would help them later on in life and business. The following are […]

Continue Reading

15 Books to Read this Summer about Money and Debt

Regardless of how one feels about money, it is hard to argue against its influence on people’s lives. This is never more true than with those struggling with finances and debt. There is no shortage of advice on managing money and it can be overwhelming at times, but some financial books have managed to rise […]

Continue Reading

12 Things You Wish Your Parents Told You About Money

Managing your finances properly can be a tricky business, especially if a person is fresh out of high school or college. He or she might have a new job and a checking account. They might think they are ready to take on the world, but that new income might suffer as a result of improper […]

Continue Reading

When Should You Start Collecting Social Security Benefits

Collecting Social Security Benefits For Retirees – The age at which an individual should begin collecting Social Security depends on his or her unique circumstances. The longer an individual can delay collecting, the higher the monthly benefit will be. Ultimately, however, the total amount collected will probably be about the same. Those who start collecting […]

Continue Reading

10 Financial Lessons You Need To Know Before You Hit 40

Learning to manage money and make good financial decisions does not come naturally to many people. Young adults are often tempted to put off these lessons until some future date, assuming they have many years ahead to earn an income and actually prepare for the future. Most of us have made some financial missteps along […]

Continue Reading

World Backup Day: 4 Ways To Protect Your Devices Against Hacks

March 31st is World Backup Day, the brainchild of a couple users on Reddit who, after losing their own information, wanted to raise awareness about the many ways data is playing an increasingly important role in our lives, and how critical it’s become to regularly backup and protect your digital information. “It’s not only a […]

Continue Reading

Tax Season Fraud and Identity Theft

Founded by the Federal Trade Commission, Tax Identity Theft Awareness Week sets aside 5 days to encourage and educate taxpayers to protect their tax and personal identification information. As reports show, there was a staggering 400% increase in tax-related phishing attacks during the 2016 filing season. Therefore, it’s important that taxpayers are aware of the […]

Continue Reading

Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone