When many people think about minimalism, they associate it with not having a lot of things. However, it can go a lot deeper than that and can even affect how you spend money. Many times, a minimalistic lifestyle can improve your relationship with money in the following ways. You Can Tackle Debt Better – A […]
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Find Out How To Reduce Your Monthly Expenses In 2022
As the year wraps up (pun intended), we can look ahead to next year and wonder what our finances might look like in 2022. It’s no secret that inflation is taking off right now, and prices are climbing higher and higher for our everyday needs. So, how does a person reduce their monthly expenses when […]
Continue ReadingHow Much Should You Contribute To Your 401(k) Plan In 2022
The amount of money that you put into your retirement fund now will have a big impact on what you can afford to live on when you retire. How much should you contribute to your 401 (k) in 2022? It is a question that many people are asking. The answer is different for every person […]
Continue ReadingCap Those Gas Prices: How To Save Money At The Gas Pump
With the current trends of geopolitical unrest and increasing gas prices, it’s important to take control of your wallet. Oil prices are no one’s friend, and it seems that the only thing that fluctuates more than the price at the pump is how much we’re paying for a gallon. It’s essential to learn how to […]
Continue ReadingFantastic Tips On How To Stop Living Paycheck To Paycheck
More than ever, individuals and families are experiencing economic hardship. Not only is this due to the Covid-19 pandemic but also the loss of federal assistance programs. Approximately 54% of all Americans are living paycheck to paycheck. Some feel there is no way to stop this endless cycle. However, making several smart changes helps families […]
Continue Reading15 Tips For Big Back To School Savings
Back to school sales have already begun and the summer is winding down for most kids. Every parent and teacher knows that purchasing school supplies are not usually a one-time occurrence. Over the course of a school year, the price tag of replenishing supplies can be costly. With a little researching, planning ahead, and goal […]
Continue ReadingEasy Tips For Sticking To Your 2021 Savings Goals
Saving money isn’t always an easy process. This is especially true for those who aren’t accustomed to managing their money well. Thankfully, you can reach your 2021 savings goals with a few easy tips. Consider the following to help you get started: 1. Set Aside an Income Stream for Savings It’s often stated that the […]
Continue ReadingThe Ultimate Beginner’s Guide To Budgeting And Saving
Most people encounter financial challenges at some point in life; some challenges are more easily resolved than others are. When a person’s primary goals are saving money, budgeting to help make ends meet, and to avoid a financial crisis, there are several helpful tips to keep in mind. How to create a basic budget plan […]
Continue ReadingClever Ideas For What To Do With Your 2021 Tax Refund
Will 2021 be the year you save your tax refund for an emergency, or will you spend every last penny like the majority of Americans do? The Internal Revenue Service will let you directly deposit your refund money into three different types of accounts. You can have part of the refund sent to your checking […]
Continue ReadingMoney Milestones You Need To Hit Before 30
Managing money is a skill that takes practice. When a person is in his or her 20’s, careers are just getting off the ground. Spending that hard-earned cash seems to be their new goal. Although a few indulgences are understandable, consider a few objectives that should be part of those long-term plans. Explore these top […]
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