Month: February 2019

How To Make S.M.A.R.T. Financial Goals

Goals are dreams or wishes that could come true – if you work really hard at them. If your financial goals are specific enough, they will motivate you to balance your spending and savings in order to reach your objectives. If you don’t set financial goals, you will find yourself saying “I wish I had…” later […]

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How To Retire On Very Little Money

Americans are notorious for being terrible savers. More than one-fifth of all United States adults have absolutely nothing stored away for retirement. Nearly four-fifths of all Americans are seriously worried that they will run out of savings before they pass away. Retirees, however, don’t actually need that much money saved up prior to leaving their jobs, kicking back, and relaxing. Most […]

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Can You Go to Jail Because of Outstanding Credit Card Debt?

People have loaned each other money for thousands of years. As a way to hedge against risk and make money, lenders charge borrowers money through the power of interest. Historically, if borrowers didn’t pay lenders back, lenders would primarily be responsible for recouping their losses. In today’s civilized society, we have courts of law that oversee arguments between people. […]

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How Workplace Financial Wellness Programs Can Help

The 2018 PricewaterhouseCoopers (PwC) Employee Financial Wellness Survey found that 54% of employees are stressed about their finances. According to a Country Financial Security Index survey, 67% of Americans worry about their financial future, credit card debt last year hit a record high, and 44% of people can’t come up with $450 to cover an […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone