Tag: debt management

Top 10 Money Management Tips To Destroy Debt

If you are struggling with high credit card account balances and other troublesome debt, you understandably may feel stressed and even hopeless. Regardless of your current circumstances, adjusting your money management efforts could help you to turn your financial situation around. Allow these ten essential tips below to guide your debt relief efforts. 1. Scale […]

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Can You Go to Jail Because of Outstanding Credit Card Debt?

People have loaned each other money for thousands of years. As a way to hedge against risk and make money, lenders charge borrowers money through the power of interest. Historically, if borrowers didn’t pay lenders back, lenders would primarily be responsible for recouping their losses. In today’s civilized society, we have courts of law that oversee arguments between people. […]

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How To Budget When You Are Broke

If you have a low income or no income right now, then it may seem like it is impossible to set a budget. Budgeting is a lot harder when your income is low. However, there are several things that you can do to live within your means. It takes dedication, hard work, and patience, but you […]

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Free Credit Counseling Can Relieve the Stress of Debt

Could you be a good candidate for free credit counseling? Ask yourself these questions: Do you feel like you need a break when you sit down to do your bills every month? After you have paid your monthly bills, do you avoid buying anything for two weeks, so you don’t overdraw your account? Do you […]

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Reasons Why You Might Not Join A Debt Management Program

We’ve been in business for over 50 years now (since June 17th, 1968) so we’ve heard about a million reasons why someone doesn’t want to sign up for a Debt Management Program even though they seem super interested and excited about it. The list includes a few common reasons such as: Monthly payments with Debt […]

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Advantage CCS Teams Up with CardRates.com to Talk About Free Consumer Credit Counseling

Our very own Heather Murray, Manager of Regulatory Compliance and Education, recently spoke with Ashley Dull who is the Editor-in-Chief at www.CardRates.com about our holistic approach to tackling credit card debt and what our free consumer credit counseling can do to help people who are struggling with unsecured debt such as credit cards and medical […]

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Avoid Bankruptcy With These 5 Helpful Alternatives

Living with any type of financial hardship is one of the most difficult things that a person has to deal with. Unfortunately, it is something that most people have to do at some point in their lives. However, there is a huge difference between having a temporary financial roadblock as opposed to dealing with long-term […]

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The Best Way To Handle Payday Loan Debt

More than 12 million Americans take out payday loans every year, and a significant number of these advances go into default. It is estimated that borrowers pay more than nine billion dollars in loan fees and are more susceptible to suffering the snowball effect when accepting the terms of a short-term loan such as a […]

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Debt Management for College Students: How To Deal With The Debt

When you are a student in college the last thing on your mind is saving money, debt management, the wise use of credit, and pretty much anything having to do with budgeting or finances. But college can actually create a financial future full of debt and doubt if you aren’t careful. You’ll receive many credit […]

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The Truth About Debt And Credit Counseling

How Did I End Up Here – If you were to write a story or song about your financial status would it leave people reaching for a box of tissues? If so, you’re not alone. Many people across America have found themselves struggling with credit card debt. Part of the problem is the ease at […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone