Summer is a time for sunshine, relaxation, and family fun—but it can also be a season of overspending if you’re not careful. Between vacations, higher utility bills, and back-to-school prep, your budget can take a serious hit. At Advantage Credit Counseling Service, we believe summer doesn’t have to mean financial stress. With a few smart […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Unlocking Homeownership Stability: The Power Of Housing Counseling
Buying a home is one of the biggest decisions you’ll ever make—and if you’re facing the possibility of losing your home, it can feel like one of the most overwhelming times in your life. Whether you’re a first-time buyer trying to make sense of down payments and credit scores or a homeowner worried about foreclosure, […]
Continue ReadingDebt Management Programs Could Be Your Path To Financial Freedom
Managing debt can feel overwhelming, especially when it comes to unsecured debt like credit cards and retail store accounts. With rising inflation and the cost of living continuously increasing, many people are finding themselves buried under mounting bills. If you’re struggling to keep up with payments, a Debt Management Program (DMP) offered by a non-profit […]
Continue ReadingThe Rise Of Subscription Debt: Are You Paying For Services You Don’t Even Use?
It’s no secret that subscriptions are everywhere. From streaming services and monthly subscription boxes to gym memberships and cloud storage, recurring payments have become a routine part of managing finances. But have you ever taken a moment to add up how much you’re really spending on these services? Many consumers are unknowingly racking up what […]
Continue ReadingHow To Start Digging Your Way Out Of Debt
Debt can feel like a never-ending weight, pressing down on every aspect of your life. When you’re in deep, it might seem like the road to financial freedom is out of reach. But no matter how overwhelmed you feel, there’s always a way forward. Today, let’s take a fresh approach by focusing on the first […]
Continue ReadingHow To Build An Emergency Fund While Paying Off Debt
Managing finances can feel like a juggling act, especially when trying to pay off debt while also saving for an emergency fund. While it might seem counterintuitive to set money aside when every extra dollar could go toward debt repayment, having an emergency fund is essential for financial stability. Without one, unexpected expenses—like car repairs, […]
Continue ReadingSpring Cleaning Your Finances: A Fresh Start For March
As the winter frost melts away and the days grow longer, many of us embrace spring as a time for renewal. While deep-cleaning your home may be on your to-do list, have you considered giving your finances a refresh as well? March is the perfect time to declutter financial habits, organize your budget, and set […]
Continue ReadingWhat Happens To Debt When A Loved One Dies?
In most cases, family members are not directly responsible for paying off a deceased relative’s debts. Debt typically does not transfer to relatives unless they were co-signers, joint account holders, or otherwise legally obligated. Instead, debts are usually paid from the deceased person’s estate. Dealing with the loss of a loved one is already a […]
Continue Reading7 Ways To Save More In The Springtime
The air is getting warmer, and the sky is brightening up, and it stays light outside for a little longer. Spring is on its way! This beautiful time of year heralds in gardening chores, outdoor parties, and inevitable weddings. Spring is also the perfect time to start saving money. Take a look at the top […]
Continue ReadingCelebrating Our COA Accreditation: A Milestone Of Excellence In Credit Counseling
We are thrilled to announce that AdvantageCCS has officially received accreditation from the Council on Accreditation (COA)! This is a significant achievement that highlights our commitment to excellence, integrity, and providing the highest quality counseling services. Earning COA accreditation is no small feat—it requires months of preparation, rigorous self-assessment, and a comprehensive review process. Achieving […]
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