For many older adults, retirement can bring both the freedom to enjoy life and the challenge of living on a fixed income. Rising costs of living, medical expenses, and home maintenance can put pressure on even the most carefully planned budgets. One option that is often marketed to homeowners aged 62 and older is a […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Digital Wallets & The Psychology Of Spending In A Cashless Society
Gone are the days when cash was king. Today, a growing number of Americans are leaving their wallets at home and bringing their smartphones instead. Thanks to digital wallets and tap-to-pay technology, making a purchase is often as simple as a wave of the wrist. This shift to a cashless, frictionless payment world has undeniable benefits: […]
Continue ReadingSizzle Into Summer With Smart Money Moves
Summer is almost here! The days are getting longer, the weather is getting warmer (hopefully), and opportunities for fun and relaxation abound. But sunshine season also tends to bring extra spending—vacations, events, kids out of school, and increased utility bills can all take a toll on your wallet. That’s why summer is the perfect time […]
Continue ReadingHow HUD & Housing Counseling Can Help You With Homeownership
Buying a home is one of the biggest financial decisions most people will ever make—but it can also be one of the most confusing. From saving for a down payment to understanding mortgage options and navigating closing costs, the homebuying process can feel overwhelming. That’s where housing counseling comes in. For over 50 years, the […]
Continue ReadingAffordable Mother’s Day Gifts That Show You Care
Mother’s Day is a time to celebrate the women who raised us, supported us, and loved us unconditionally. And good news—it doesn’t take a lot of money to show Mom how much you care. In fact, many thoughtful and memorable gifts cost very little and can mean just as much (if not more) than anything […]
Continue ReadingSummer Savings Tips To Keep Your Budget Cool
Summer is a time for sunshine, relaxation, and family fun—but it can also be a season of overspending if you’re not careful. Between vacations, higher utility bills, and back-to-school prep, your budget can take a serious hit. At Advantage Credit Counseling Service, we believe summer doesn’t have to mean financial stress. With a few smart […]
Continue ReadingUnlocking Homeownership Stability: The Power Of Housing Counseling
Buying a home is one of the biggest decisions you’ll ever make—and if you’re facing the possibility of losing your home, it can feel like one of the most overwhelming times in your life. Whether you’re a first-time buyer trying to make sense of down payments and credit scores or a homeowner worried about foreclosure, […]
Continue ReadingDebt Management Programs Could Be Your Path To Financial Freedom
Managing debt can feel overwhelming, especially when it comes to unsecured debt like credit cards and retail store accounts. With rising inflation and the cost of living continuously increasing, many people are finding themselves buried under mounting bills. If you’re struggling to keep up with payments, a Debt Management Program (DMP) offered by a non-profit […]
Continue ReadingThe Rise Of Subscription Debt: Are You Paying For Services You Don’t Even Use?
It’s no secret that subscriptions are everywhere. From streaming services and monthly subscription boxes to gym memberships and cloud storage, recurring payments have become a routine part of managing finances. But have you ever taken a moment to add up how much you’re really spending on these services? Many consumers are unknowingly racking up what […]
Continue ReadingHow To Start Digging Your Way Out Of Debt
Debt can feel like a never-ending weight, pressing down on every aspect of your life. When you’re in deep, it might seem like the road to financial freedom is out of reach. But no matter how overwhelmed you feel, there’s always a way forward. Today, let’s take a fresh approach by focusing on the first […]
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