Author: Lauralynn

Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

Back-To-School On A Budget: Smart Money-Saving Tips For Families

As summer winds down, the excitement (and expense) of back-to-school season begins. From notebooks and new clothes to tech upgrades and activity fees, the average family spends hundreds of dollars preparing for a new academic year. According to the National Retail Federation, families with children in elementary through high school plan to spend more than […]

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Why A Debt Management Program Is A Smart And Safe Choice For Debt Relief

When you’re feeling overwhelmed by debt, it’s easy to get discouraged or confused by the number of debt relief options available. Debt settlement ads promise to slash what you owe. Debt consolidation loans offer a single payment. Bankruptcy sounds like a clean slate. However, not all solutions are created equal—some can leave lasting damage to […]

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How A Housing Counselor Can Help First-Time Homebuyers Succeed

Buying your first home is one of the biggest financial decisions you’ll ever make, and it can feel overwhelming. Between confusing mortgage terms, fluctuating interest rates, credit score requirements, and closing costs, many first-time homebuyers don’t know where to start. That is where a certified housing counselor can step in and make the process more […]

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How Consumers Can Use AI To Save Money And Get Out Of Debt

Artificial Intelligence (AI) is no longer just a buzzword for techies and large corporations. It’s rapidly becoming part of everyday life—from helping you write emails to powering your smart home devices. However, did you know AI can also help you take control of your personal finances? If you’re looking for ways to save money, manage […]

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Celebrate A Budget-Friendly Fourth Of July In 2025

The Fourth of July is a time to gather with loved ones, enjoy fireworks, and embrace the summer spirit. However, with rising food prices, gas costs, and event fees, Independence Day can sneak up on your wallet. The good news? You can still have an unforgettable holiday without spending a fortune. Here are ten timely […]

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Financial Literacy For Youth & College Students

As summer rolls in, many high school and college students find themselves with their first real paycheck, thanks to internships, part-time jobs, or seasonal work. It’s an exciting time filled with new opportunities, but also one of the most crucial stages for developing lifelong money management skills. Unfortunately, financial literacy isn’t always taught in school. That’s […]

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Navigating Personal Versus Business Credit And Debt

Being your own boss comes with incredible freedom, but also a fair share of financial responsibility. Whether you’re a freelancer, solopreneur, or micro-business owner, managing your money wisely is essential for both business success and personal well-being. One of the biggest challenges entrepreneurs face is balancing and separating personal and business credit and debt. As […]

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Reverse Mortgages: What Seniors Should Know Before Signing

For many older adults, retirement can bring both the freedom to enjoy life and the challenge of living on a fixed income. Rising costs of living, medical expenses, and home maintenance can put pressure on even the most carefully planned budgets. One option that is often marketed to homeowners aged 62 and older is a […]

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Digital Wallets & The Psychology Of Spending In A Cashless Society

Gone are the days when cash was king. Today, a growing number of Americans are leaving their wallets at home and bringing their smartphones instead. Thanks to digital wallets and tap-to-pay technology, making a purchase is often as simple as a wave of the wrist. This shift to a cashless, frictionless payment world has undeniable benefits: […]

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