Tag: Debt Counseling

South Carolina has another option for credit counseling

Advantage Credit Counseling Service has just received approval and their license to perform credit counseling sessions and offer, if applicable, a debt management program to consumers who are in debt and living in South Carolina. South Carolina has some of the strictest credit counseling laws in place to help protect its consumers and make sure […]

Continue Reading

How Much is Your Debt Really Costing You?

We have a guest blog post for you from Katie Bryan over at America Saves. We partner with America Saves, because they are a national campaign linking more than 1,000 Non-Profit, government, and corporate groups that encourages consumers to save money and build personal wealth. We stand behind their message and mission. We are always […]

Continue Reading

Infographic: 2013 Debt Statistics for US Consumers

Over the past decade or so, debt has been a growing problem for families all across the country. While American consumers collectively owe almost $850 billion in unsecured credit card debt, the average American household credit card debt stands at over $15,000 per family. Other types of debt, including secured debt such as mortgages and […]

Continue Reading

Debt Management – Dos and Don’ts

Debt can mount up fast, sometimes catching us off guard. However, there are some Dos and Don’ts on debt management that will help you manage your debt more effectively. One “Don’t” tip is to never sign for a mortgage or loan before reading everything; especially the fine print. If you don’t read the fine print, you may […]

Continue Reading

Free Credit Counseling Could Help You Get Out Of Debt

Debt is an American epidemic that plagues the majority of the population. Sometimes income is no sooner earned than it is spent in trying to get out of debt. Credit cards are the most common culprit. They are relatively easy to obtain and certainly very easy to use. That’s just the problem. Massive credit card […]

Continue Reading

Debt Management Starts With Changing Your Behavior

Do you find yourself deep in debt? Have you enrolled or experimented with any debt settlement programs, but that just left you worse off than before? Are you tired of worrying about money every month? If so, you are not alone. Millions of Americans find themselves in a similar situation every single day. If you […]

Continue Reading

Credit Counseling and Budget Counseling FAQs

Individuals who are in debt and are thinking about filing for bankruptcy may want to consider alternatives that are available. One alternative is to seek a credit counseling program or a budget counseling program. Counseling can be a tool that allows consumers to help pay off their debt in as little time as possible. 1. […]

Continue Reading

Debt Reduction Resources

It is so easy to find yourself in debt. Whether you lost a job, are not able to pay for student loans, or are having issues keeping your house due to an adjustable rate mortgage, not having enough money on your hands can be a rather difficult situation and can quickly result in you falling […]

Continue Reading

How to Find Free Debt Management Help

In today’s failing economy, individuals are finding themselves with many bills that they are unable to pay. The amount of debt is far exceeding most individual’s paychecks leaving them with increased difficulty in meeting their financial obligations. Some individuals find themselves searching for free debt management help and others are facing bankruptcy or foreclosure. When […]

Continue Reading

Infographic: If You’re in Debt, You’re Not Alone

Debt is not a pretty word by any means. More often than not, the word itself brings about increased stress, elevated blood pressure, and tension headaches to those who are struggling with debt. The economy has definitely seen better days and more people are turning to credit cards and/or loans to help ease the financial […]

Continue Reading

Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone