South Carolina has another option for credit counseling

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Advantage Credit Counseling Service has just received approval and their license to perform credit counseling sessions and offer, if applicable, a debt management program to consumers who are in debt and living in South Carolina.

South Carolina has some of the strictest credit counseling laws in place to help protect its consumers and make sure that any credit counseling and/or debt relief options meet its stringent guidelines. Advantage CCS has passed all of the “tests” with flying colors and received their approval on August 5th, 2013. The Agency has to make certain adjustments and changes when dealing with consumers who reside in this state, but the Agency is up to the challenge and really excited to be licensed in the great state of South Carolina.

A Little Bit About Advantage CCS –

Advantage Credit Counseling Service is working diligently towards becoming a National agency among other credit counseling companies. Each state has their own laws, guidelines, and rules that must be followed to receive a license in that state to be able to provide free credit counseling and a debt management program to consumers. This is a very long and tedious process, but one that Advantage CCS feels very strongly about and we want a well-built presence in each of the 50 US states before the end of 2013.

In a typical credit counseling session, a certified credit counselor will ask you some questions about your income, assets, liabilities, daily and monthly expenses, etc. and then create a realistic spending budget for you. This can also be done online using our one-of-a-kind free Online Credit Counseling System. Once that has been taken care of, you’ll have a good look at your overall financial picture and will be able to see where some cutbacks can be made. You will also know how much over/under budget you really are.

Debt Management Program –

Depending on your financial standing and current situation, you might be a good fit for a Debt Management Program (DMP). With a DMP you could receive several benefits such as; lower interest rates, waived over-the-limit and/or late fees, lower monthly payment, and get your debt paid off in the fastest time possible.

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Advantage CCS is now able to offer our expert free credit counseling services and, if applicable, our professional Debt Management Program to consumers located in South Carolina. While Advantage CCS does not currently have an office in South Carolina, today most of the credit counseling sessions are either done over the telephone or online (most popular method).

Debt Relief Options –

If you or someone you know lives in South Carolina (or any of these states) and is struggling with credit card debt, call Advantage CCS today. The phone call is completely free and 100% confidential. We are a Non-Profit organization that is here to help. We’ve been assisting consumers with their unsecured debt since 1968 and we have a bright future ahead of us. We’ll help you understand all of your debt relief options and you can decide what’s best for you!

Author: Lauralynn Mangis
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.