There are several different types of debt relief options out there. There is anything from a debt consolidation loan, debt settlement, a debt management program, a personal loan through friends or family, bankruptcy, and so on. There are some drawbacks and advantages to each different kind. We will look at the three most popular ones, […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Debit Card Versus Credit Card: What’s The Big Difference?
Credit cards and debit cards….they’re all the same, right? Wrong! A credit card is a plastic card whose holder has been granted a revolving credit line (unsecured credit). This piece of plastic provides the holder with the ability to make purchases and/or cash advances up to a predetermined limit. The credit granted can be paid in full by the […]
Continue ReadingHow To Search For The Right Nonprofit Credit Counseling Agency
Taking advantage of credit counseling is one of the best ways to avoid years of high-interest payments on credit cards and other debts. A professionally licensed and accredited nonprofit credit counseling agency can even help you avoid bankruptcy. When used correctly, these services are wonderful alternatives for people who find themselves mired in debt that […]
Continue ReadingThe Truth About Divorce And Your Debt Responsibility
Divorce can be one of the most mentally and financially distressing events in a person’s life. Strategic debt management and credit counseling options can help alleviate the financial downside of divorce. If you are one of the millions of Americans who has just filed for divorce, you are likely facing emotional suffering. However, you might […]
Continue ReadingWhat Is A Good Credit Score And Why Does It Matter?
A credit score is a numerical value between 300-850 that someone is assigned to show a potential lender how likely one is to honor their debts. The higher the credit score is, the more trustworthy they appear to the lender. This is also called Creditworthiness in the lending industry. But what is a good credit […]
Continue ReadingEasy Tips For Sticking To Your 2021 Savings Goals
Saving money isn’t always an easy process. This is especially true for those who aren’t accustomed to managing their money well. Thankfully, you can reach your 2021 savings goals with a few easy tips. Consider the following to help you get started: 1. Set Aside an Income Stream for Savings It’s often stated that the […]
Continue ReadingHave You Considered Turning Your Skills Into A Side Hustle?
Regardless of your field of interest, you can turn your skills into a side hustle that will earn you extra income. This is an option many people are looking for in their lives to help them keep up with bills or build up a growing savings account. Whatever your motivation, the following guide offers suggestions […]
Continue ReadingWhat Are The Pros And Cons Of Filing Bankruptcy?
Making the choice to declare bankruptcy is not a decision people should take lightly. For some people, bankruptcy may be the only choice. A certified credit counselor and a bankruptcy attorney can help you find out what your options are and help you decide. Filing bankruptcy could save you from losing your home, your car, […]
Continue ReadingThe Ultimate Beginner’s Guide To Budgeting And Saving
Most people encounter financial challenges at some point in life; some challenges are more easily resolved than others are. When a person’s primary goals are saving money, budgeting to help make ends meet, and to avoid a financial crisis, there are several helpful tips to keep in mind. How to create a basic budget plan […]
Continue ReadingHow Stress-Shopping Might Be Hurting Your Wallet
On more than one occasion, you may find yourself overwhelmed by thoughts about a certain aspect of your life. This is generally referred to as stress. People respond differently to these stressful situations. Others opt to enjoy an outdoor activity like hiking, swimming, or something that engages them to be full, making them loosen up […]
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