Month: June 2017

Credit Rating and Loan Applications

Credit rating is a subject grossly misconstrued by many consumers, and it’s largely due to the lack of education provided to young people regarding what credit is, how it’s used, and why it matters. It’s not a subject discussed in the average high school classroom, and many people miss the opportunity to teach their children […]

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Debt Elimination and Credit Counseling Services

In years past, wages have failed to keep up with the higher cost of living. The still lingering financial crisis and the downturn of the economy left many people unemployed for an extended period of time. With this in mind, it is of little surprise that personal debt in the United States has skyrocketed to […]

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How To Avoid Foreclosing On Your Home

Foreclosure is when you are unable to keep up with making your monthly mortgage payments on your home. This situation then allows the lender to seize your property, evict you, and then sell the home and keep the proceeds from the sale. This is all stipulated in the mortgage note that you signed. Facing foreclosure […]

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How To Set Up A Budget For Food

One of the main concepts of budgeting is learning to manage money wisely. However, budgeting for food can become difficult because of randomly eating out or sporadic grocery shopping. In all honesty, to budget for food is probably the most difficult part of creating a realistic household budget because of the ever changing market and […]

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