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Month: April 2012

Debt Consolidation vs. Debt Settlement vs. Debt Management Program

Debt Consolidation – Debt consolidation typically involves taking out a lower interest loan to pay off multiple high interest secured or unsecured debts such as credit cards. The lowest interest rate consolidation loan is generally secured against the borrower’s assets such as a home or a car. Because credit card debts have such high interest […]

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What to look for when selecting a Credit Union?

Credit unions are a great way to save money and to increase the savings rate that you might be receiving on your interest-bearing account. Unlike their commercial counterparts, credit unions typically offer free accounts with no minimum balance requirements. The benefits of a credit union go far beyond just maintaining an interest-bearing checking account. Customers […]

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What’s the difference between a short sale and a foreclosure?

Whether a homeowner wants to do a short sale or even a foreclosure, there are a lot of differences that most are going to want to know about before deciding on one. While it may seem easy to just walk away and let the bank take the home, this may not be the best choice. […]

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Main Features of the Affordable Care Act

The Affordable Care Act, or Health Care Act, was designed to put you in charge of your healthcare services, instead of allowing the insurance companies to make all of the important decisions. By utilizing some key features and regulations, it gives you the ability to choose what kind of coverage you receive, how much you […]

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