If you have a low income or no income right now, then it may seem like it is impossible to set a budget. Budgeting is a lot harder when your income is low. However, there are several things that you can do to live within your means. It takes dedication, hard work, and patience, but you […]
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How to Prepare Your Budget for the Summer
Knowing how to properly manage your finances and stick to a budget you have set in place is not always an easy feat, especially if you are not particularly great when it comes to handling money. With a few tips and resources, prepare your budget for the summer to avoid missing out on savings opportunities […]
Continue ReadingLearn How To Budget Your Expenses The Right Way
The word “budget” gets tossed around a lot, from the mom who tells her teen that a new gaming system is not “in the budget,” to the school officials who moan that “the annual budget was cut”. How to budget effectively, however, remains a mystery to many people. Their financial records are a bewildering jumble of […]
Continue Reading10 Things to Give Up in Order to Save Money
No matter what your income level is, learning how to budget and save a little money each month is a valuable skill. If you’re dealing with a change in income, mounting debt or have exhausted your emergency fund due to an unexpected need, then saving will help you regain financial health. If you are struggling […]
Continue Reading15 Things You’re Spending Too Much Money On
Some everyday items are a necessity, but others are just out of habit or a want, not a need. There are many ways to ensure that a person stays within the lines of their budget each month. One of the easiest options is to avoid paying too much money for an item when they don’t […]
Continue Reading7 Expenses to Cut from your Budget
Almost everybody is looking to live within a budget these days, either to live in the manner they would like or to save for a specific life goal, such as a wedding or college. Certain aspects of a budget can be difficult to stick to, including the need for new items to replace old […]
Continue ReadingHow to Stick to Your Budget in 2015
Chances are you have already started to think about your budget and financial goals for 2015. You’ve probably decided that you want to put more money into a savings plan this year. Roughly three-quarters of Americans are living paycheck-to-paycheck right now, so where do you start? Prior proper planning is the number one factor in reaching financial goals. Let’s […]
Continue ReadingMoney Problems and Stress: How to Manage Both
It seems like money problems and stress go hand-in-hand. It’s hard to have one without the other. So what’s a person with money problems AND stress supposed to do? How can you manage your finances while trying to manage your stress level too? I’m going to give you some advice on how to not only […]
Continue ReadingHow to Budget as a Single Parent
Creating a budget is generally considered to NOT be a very fun task, but that may be even more true when trying to budget as a single parent. It may be especially difficult if you’re a single mom or dad trying to support your household and children on a fixed income with little to no […]
Continue ReadingHow to Budget Using the Envelope System
You can find a lot of fancy software and online tools to help you budget your money better. However, a lot of people find that the old-school envelope system works out the best for them. Because the envelopes are physical items with cash inside of them, it might be easier to visualize both saving and […]
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