Summer can be a high-cost season with family vacations, more outdoor activities to do, and summer parties to attend, but winter can also be a high cost season for other reasons. Winter is when many expenses suddenly appear that were not present during the warm summer months. Some expenses are unavoidable, while others can be […]
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The Ultimate Money-Saving Guide To Frugal Halloween Fun
October holds a soft spot in my heart for my all-time most favorite month ever! The leaves are changing color, cooler nights, bonfires, hoodies, scary movies, hot chocolate, Halloween, pumpkin-flavored everything, etc. The list could go on and on! Halloween will be here before we know it. Save your money for the giant-sized candy bars […]
Continue ReadingHow To Get Out Of Debt All By Yourself
No matter what your current financial situation is, if you signed for a loan, you are obligated to pay it back even if you have a major life-changing event like losing a job or getting a divorce. Many people try to get out of debt, but life slaps them in the face hard enough that […]
Continue ReadingWhat Is The Biggest Risk To Your Financial Success?
Nearly everyone has ideas about what would affect their financial success most in today’s risky investment world. While the economy is doing well now, there always are times when the stock market goes down and even crashes in some cases, and some might consider the volatility of investing there as the biggest threat. Some may […]
Continue ReadingLearn Budgeting Basics For Successful Money Management
Learning the skills of money management can help individuals in so many areas of life. For example, when people want to save up money to purchase their first homes or to return to school, they can harness the power of budgeting. Having a budget also helps individuals to manage their income on a daily basis. […]
Continue Reading7 Ways To Save More In The Springtime
The air is getting warmer, and the sky is brightening up, and it stays light outside for a little longer. Spring is on its way! This beautiful time of year heralds in gardening chores, outdoor parties, and inevitable weddings. Spring is also the perfect time to start saving money. Take a look at the top […]
Continue ReadingHow To Make S.M.A.R.T. Financial Goals
Goals are dreams or wishes that could come true – if you work really hard at them. If your financial goals are specific enough, they will motivate you to balance your spending and savings in order to reach your objectives. If you don’t set financial goals, you will find yourself saying “I wish I had…” later […]
Continue ReadingHow Workplace Financial Wellness Programs Can Help
The 2018 PricewaterhouseCoopers (PwC) Employee Financial Wellness Survey found that 54% of employees are stressed about their finances. According to a Country Financial Security Index survey, 67% of Americans worry about their financial future, credit card debt last year hit a record high, and 44% of people can’t come up with $450 to cover an […]
Continue ReadingHow to Manage Your Finances During a Furlough
A furlough is an action of placing an employee in a temporary nonduty and nonpaid status because of lack of work or lack of funds. There are two main types of federal government furloughs — a “shutdown” furlough and a “save money” furlough. We are currently experiencing a partial government shutdown furlough, and it’s hitting […]
Continue Reading7 Ways Convenience Is Destroying Your Budget
Setting a spending budget is one way to help control personal finances, but there are other factors that need to be considered to ensure one keeps to the budget that is set. Consumers are often offered a variety of options when it comes to purchases. Choosing to purchase an item or service out of convenience […]
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