Tag: budget

What Is The Biggest Risk To Your Financial Success?

Nearly everyone has ideas about what would affect their financial success most in today’s risky investment world. While the economy is doing well now, there always are times when the stock market goes down and even crashes in some cases, and some might consider the volatility of investing there as the biggest threat. Some may […]

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Learn Budgeting Basics For Successful Money Management

Learning the skills of money management can help individuals in so many areas of life. For example, when people want to save up money to purchase their first homes or to return to school, they can harness the power of budgeting. Having a budget also helps individuals to manage their income on a daily basis. […]

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Fun Summer Activities on a Budget for the Family

When the weather starts to heat up, and more people head outside, that’s when budgets start to go downhill. While all family members look forward to summer, parents and children typically have different viewpoints on what constitutes as a “fun” summer activity. Of course, when the cost is a factor, trips to the expensive theme […]

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7 Budget-Friendly Options Besides Cable TV

Many Americans are cutting the cord to cut back on their monthly expenses. The average cable bill in the US is now well above $150 each month. Therefore, cutting cable could remove about $1,800 each year from the average American family’s budget. These costs only promise to increase in the future, and the average bill […]

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7 Ways To Save More In The Springtime

The air is getting warmer, and the sky is brightening up, and it stays light outside for a little longer. Spring is on its way! This beautiful time of year heralds in gardening chores, outdoor parties, and inevitable weddings. Spring is also the perfect time to start saving money. Take a look at the top […]

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How To Make S.M.A.R.T. Financial Goals

Goals are dreams or wishes that could come true – if you work really hard at them. If your financial goals are specific enough, they will motivate you to balance your spending and savings in order to reach your objectives. If you don’t set financial goals, you will find yourself saying “I wish I had…” later […]

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How Workplace Financial Wellness Programs Can Help

The 2018 PricewaterhouseCoopers (PwC) Employee Financial Wellness Survey found that 54% of employees are stressed about their finances. According to a Country Financial Security Index survey, 67% of Americans worry about their financial future, credit card debt last year hit a record high, and 44% of people can’t come up with $450 to cover an […]

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How to Manage Your Finances During a Furlough

A furlough is an action of placing an employee in a temporary nonduty and nonpaid status because of lack of work or lack of funds. There are two main types of federal government furloughs — a “shutdown” furlough and a “save money” furlough. We are currently experiencing a partial government shutdown furlough, and it’s hitting […]

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7 Ways Convenience Is Destroying Your Budget

Setting a spending budget is one way to help control personal finances, but there are other factors that need to be considered to ensure one keeps to the budget that is set. Consumers are often offered a variety of options when it comes to purchases. Choosing to purchase an item or service out of convenience […]

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Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone