Budgeting & Savings

Frighteningly Fun Ways To Save Money This Halloween

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As Halloween approaches, it’s easy to get caught up in the spooky spirit and start overspending on costumes, decorations, and party supplies. However, fear not because in this blog post, we will share some chillingly good tips on navigating the Spooky Season while keeping your budget intact. Join us as we explore the world of Halloween-themed savings and financial tricks that will help you make the most of this ghostly holiday without haunting your bank account.

  1. DIY Costume Ideas That Won’t Scare Your Wallet:

Creating a DIY Halloween costume is a fun and budget-friendly way to celebrate the holiday.

Classic Ghost: A simple white bedsheet with cutout eyeholes is a timeless and inexpensive costume. You can also use fabric paint to add spooky designs.

Mummy: Wrap yourself in torn white sheets or gauze, securing with tape or glue. Add dark eye makeup to complete the undead look.

Zombie: Rummage through your closet for old, torn clothing. Add fake blood and gray face makeup for a gruesome zombie costume.

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Black Cat: Dress in all black and create a tail from felt or fabric. Make cat ears by cutting them from black cardboard and attaching them to a headband.

Witch: Raid your closet for black clothing, and use a scarf or piece of fabric as a cape. Add a pointy hat (made from cardboard) and a broomstick.

Superhero: Repurpose old clothing and use colored duct tape to create a superhero symbol on your chest. A bedsheet cape and an eye mask complete the look.

Scarecrow: Wear old jeans and a flannel shirt. Create a hat from burlap or a paper bag. Stuff the shirt with hay or newspaper for a straw-filled look.

Don’t forget the importance of reusing or repurposing items for costumes to save even more money.

  1. Spine-Tingling Decorations on a Dime:

Thrift stores are a goldmine for Halloween decor. Look for items like candleholders, picture frames, old books, and even costumes that can be repurposed. Dollar stores often carry inexpensive Halloween decorations like fake spider webs, plastic spiders, candles, and more. Stores like Walmart, Target, and other discount retailers offer affordable decorations. Remember to look for items on sale or in the clearance section first. Visit craft stores for supplies to create your own decorations. Websites like eBay and Etsy can be good sources for unique and affordable decor. You can find vintage items, handmade decorations, and bulk lots for reasonable prices.

  1. Ghoulishly Good Party Planning:

Determine how much you can afford to spend on your party and stick to it. This will help you make informed decisions about where to allocate your resources. Ask your guests to bring a dish or a drink to share. Potluck parties can significantly reduce your food and beverage expenses, and they can be a fun way to try different Halloween-themed treats. Make your own Halloween treats, such as cookies, cupcakes, or candy apples. Baking and decorating together with friends can be a fun pre-party activity. Instead of paper invitations, use free digital invitation services to send out spooky e-invites. This not only saves money but is also more environmentally friendly!

  1. Hauntingly Smart Candy Shopping:

Start shopping for Halloween candy well in advance. Retailers often have sales and discounts on candy in the weeks leading up to Halloween. You can also take advantage of early-bird sales in September. Look for warehouse clubs like Costco, Sam’s Club, or BJ’s Wholesale Club, where you can buy candy in larger quantities at a lower unit price. These clubs often offer bulk packages of popular Halloween candies. Keep an eye out for manufacturer coupons and store promotions. Many grocery stores offer discounts on Halloween candy in their weekly circulars or through digital coupons.

  1. Spooktacular Savings: Pumpkin Picking, Corn Mazes, and More:

You can enjoy a fun and affordable Halloween season with your family by taking advantage of various free or low-cost activities. Here are some ideas:

  • Visit Local Pumpkin Patches – Many local farms offer pumpkin patches where you can pick your own pumpkins. These visits often come with free or low-cost activities like hayrides, corn mazes, and petting zoos. While there may be a fee to purchase pumpkins, the experience is generally inexpensive.
  • Explore Corn Mazes – Look for nearby corn mazes, as they are a popular fall attraction. Some farms charge a small fee for entry, but it’s usually affordable, and the maze can provide hours of fun for the family.
  • Attend Community Halloween Festivals – Many communities host free or low-cost Halloween festivals, which often include games, costume contests, pumpkin decorating, and trick-or-treating. Check your local community centers, churches, or parks for such events.
  • Evening Nature Walks – Go on a nature walk to enjoy the fall foliage and look for colorful leaves, pinecones, and acorns. This can be a fun and free way to embrace the season.
  • DIY Halloween Crafts – Organize a Halloween craft day at home. Gather supplies like construction paper, markers, and craft kits, and create spooky decorations or costumes together.
  • Scary Movie Nights – Host a family movie night with Halloween-themed movies. Many streaming services offer a variety of family-friendly Halloween classics.
  1. Tricks and Treats for Responsible Spending:

Setting a budget allows you to take control of your finances and ensure that you’re not overspending on non-essential items. It helps you allocate your resources wisely. Overspending on Halloween can lead to credit card debt if you rely on credit to cover expenses. A budget helps you avoid accumulating high-interest debt. Determine how much you’re willing and able to spend on Halloween-related expenses, including costumes, decorations, candy, and parties. Be realistic about your financial situation.

Decide which Halloween expenses are most important to you. Is it costumes, decorations, or hosting a party? Allocate more of your budget to what matters most to you. Keep a record of all your Halloween-related expenses, whether it’s through a budgeting app, spreadsheet, or pen and paper. This helps you stay accountable and aware of your spending. Consider using cash or prepaid cards to fund your Halloween budget. This can help you avoid the temptation to overspend on credit cards. Once the cash or prepaid card is depleted, you’ll know you’ve reached your limit.


Halloween should be a time for fun, not financial frights. By following these money-saving tips and tricks, you can enjoy the spooky season while keeping your finances in check. Remember, with a little creativity and smart planning, you can have a hauntingly good time without the scary credit card bills. So, this Halloween, embrace the spirit of savings and make it a truly spooktacular season!


Disclaimer: The information provided is for informational purposes only. The materials are general in nature, are not offered as advice or guarantee, and should not be relied upon without advice from an attorney or a financial advisor. Reading the information does not constitute a legal contract, consulting, or any other relationship with Advantage Credit Counseling Service.
Author: Lauralynn Mangis
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.