Author: Lauralynn

Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

Should You Take Advantage of Layaway Programs?

Layaway programs may seem like something from the past or something your parents may have talked about around the holidays, but most of these programs are still alive and kicking. Every layaway program has its fair share of Pros and Cons that you must consider before signing on that dotted line. I’m going to list […]

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The True Cost of Weight Loss

Weight loss can be a difficult thing to achieve. Living a healthy lifestyle and turning away from overeating and eating the wrong foods are all things that most people in the 21st century are constantly trying to achieve. However, with this new healthier lifestyle and trying to lose weight people can spend a ton of […]

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10 Pitfalls of Online Shopping

Christmas may be right around the corner (71 days to be exact), but not everyone is ready for walking those long walks through parking lots, and fighting through crowds that are not as cheerful as you’d expect people to be during the season. Those are just a few reasons why many people have taken up […]

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Wedding Planning on a Budget

Weddings are expensive, and I can tell you that first-hand. I’m getting married in less than two weeks and despite our best efforts, we went over budget on a number of things. We did learn some hard lessons along the way, and I’d like to share some tips and ideas to help you save money […]

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6 Ways To Save a Dollar a Day

Today in the world we live in people are having a hard time managing their money and keeping track of their monthly expenses. Sometimes the money that we are spending is necessary, but other times we can prevent impulse buys and put an end to over-spending if we try hard. In most cases, a person […]

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How to Budget as a Single Parent

Creating a budget is generally considered to NOT be a very fun task, but that may be even more true when trying to budget as a single parent. It may be especially difficult if you’re a single mom or dad trying to support your household and children on a fixed income with little to no […]

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Fair Credit Reporting Improvement Act of 2014

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, distribution, and use of consumer credit information. Along with the Fair Debt Collection Practices Act (FDCPA), FCRA forms the base of consumer credit rights in the United States. It was originally passed in 1970, and it’s enforced by the Federal Trade Commission. This seemingly outdated Act may receive […]

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How to Use the Debt Snowball Method

If you owe money on multiple credit cards, you may be wondering where to focus your efforts and which card to pay off first. Some financial experts believe, when attempting to manage your debt, you should aim to eliminate the card with the highest interest rate first. While this method is very effective, if the […]

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How to Enjoy the Weekend for FREE

The weekend is almost here, and you are probably looking for something fun to do. Maybe it’s a backyard party, an art gallery crawl, a wine mixer, or even hitting up your favorite theme park. If you happen to be on a tight budget right now and trying to get your personal finances in order, […]

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10 Ways to Save Money in College

Have you ever heard anyone say “I’m as broke as a college student”? There’s a good reason for that saying. Most college students aren’t earning enough money to make ends meet, or they spend what money they do have rather poorly. We’re going to show you 10 different ways to save money in college: 1.       […]

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