If you owe money on multiple credit cards, you may be wondering where to focus your efforts and which card to pay off first. Some financial experts believe, when attempting to manage your debt, you should aim to eliminate the card with the highest interest rate first. While this method is very effective, if the […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
How to Enjoy the Weekend for FREE
The weekend is almost here, and you are probably looking for something fun to do. Maybe it’s a backyard party, an art gallery crawl, a wine mixer, or even hitting up your favorite theme park. If you happen to be on a tight budget right now and trying to get your personal finances in order, […]
Continue Reading10 Ways to Save Money in College
Have you ever heard anyone say “I’m as broke as a college student”? There’s a good reason for that saying. Most college students aren’t earning enough money to make ends meet, or they spend what money they do have rather poorly. We’re going to show you 10 different ways to save money in college: 1. […]
Continue ReadingWhen Should You Consider Bankruptcy?
How do you know when it is time to file for bankruptcy? There are several reasons why a person would consider declaring bankruptcy. Here are some of the reasons why you need to consider filing for bankruptcy: Do you pay only the minimum payment on your monthly bills? Are you several months behind on your payments? Do you have […]
Continue ReadingRegain Financial Freedom with Debt Management
Whether you find yourself struggling month to month to pay your bills, fear the looming calls from debt collectors or even worry about potentially losing your home or car, it is important to recognize that there is hope. Thousands of Americans face the financial crisis of seemingly overwhelming debt. With the aid of debt management […]
Continue ReadingStudent Loan Debt Calculator
Before you decide which college you’ll attend, it’s important to understand where the money is coming from to pay for your college tuition, food, books, room and board, etc. Determine how much college will cost you by taking advantage of free online tools and calculators. You or your parents may have already started a college […]
Continue ReadingDebt Consolidation Tips
We all know that debt can be overwhelming and even cause problems among family members due to intense stress and many other factors. If you are looking for ways to get out of debt, then chances are you’ve heard about debt consolidation or debt management plans. We’re going to share some debt consolidation tips with […]
Continue ReadingWhat is the best debt to credit ratio?
We get asked this question a lot by our current clients and potential clients: “What is the best debt to credit ratio?” First, we must explain what a debt to credit ratio is. To put it in layman’s terms, it is how much you owe versus your total available credit limit. A debt to credit […]
Continue ReadingRetirement Calculator
Have you ever asked yourself “Do I Have Enough Retirement Money?” Many people ponder this important question, and it becomes more vital to seek an answer as we age. The sooner you start saving towards your retirement, the more money you will have once you actually retire. Who can benefit from retirement planning: Using a […]
Continue ReadingUnderstanding Credit Card Debt
According to CBS News, nearly half of Americans have more credit card debt then they do savings, the lowest percentage since the figure was first tracked in 2011. With each year, more and more Americans find themselves facing an uphill battle against credit card debt. Turning to the aid of credit counseling services may not […]
Continue Reading