Buying your first home is one of the biggest financial decisions you’ll ever make, and it can feel overwhelming. Between confusing mortgage terms, fluctuating interest rates, credit score requirements, and closing costs, many first-time homebuyers don’t know where to start. That is where a certified housing counselor can step in and make the process more […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
How Consumers Can Use AI To Save Money And Get Out Of Debt
Artificial Intelligence (AI) is no longer just a buzzword for techies and large corporations. It’s rapidly becoming part of everyday life—from helping you write emails to powering your smart home devices. However, did you know AI can also help you take control of your personal finances? If you’re looking for ways to save money, manage […]
Continue ReadingCelebrate A Budget-Friendly Fourth Of July In 2025
The Fourth of July is a time to gather with loved ones, enjoy fireworks, and embrace the summer spirit. However, with rising food prices, gas costs, and event fees, Independence Day can sneak up on your wallet. The good news? You can still have an unforgettable holiday without spending a fortune. Here are ten timely […]
Continue ReadingFinancial Literacy For Youth & College Students
As summer rolls in, many high school and college students find themselves with their first real paycheck, thanks to internships, part-time jobs, or seasonal work. It’s an exciting time filled with new opportunities, but also one of the most crucial stages for developing lifelong money management skills. Unfortunately, financial literacy isn’t always taught in school. That’s […]
Continue ReadingNavigating Personal Versus Business Credit And Debt
Being your own boss comes with incredible freedom, but also a fair share of financial responsibility. Whether you’re a freelancer, solopreneur, or micro-business owner, managing your money wisely is essential for both business success and personal well-being. One of the biggest challenges entrepreneurs face is balancing and separating personal and business credit and debt. As […]
Continue ReadingReverse Mortgages: What Seniors Should Know Before Signing
For many older adults, retirement can bring both the freedom to enjoy life and the challenge of living on a fixed income. Rising costs of living, medical expenses, and home maintenance can put pressure on even the most carefully planned budgets. One option that is often marketed to homeowners aged 62 and older is a […]
Continue ReadingDigital Wallets & The Psychology Of Spending In A Cashless Society
Gone are the days when cash was king. Today, a growing number of Americans are leaving their wallets at home and bringing their smartphones instead. Thanks to digital wallets and tap-to-pay technology, making a purchase is often as simple as a wave of the wrist. This shift to a cashless, frictionless payment world has undeniable benefits: […]
Continue ReadingSizzle Into Summer With Smart Money Moves
Summer is almost here! The days are getting longer, the weather is getting warmer (hopefully), and opportunities for fun and relaxation abound. But sunshine season also tends to bring extra spending—vacations, events, kids out of school, and increased utility bills can all take a toll on your wallet. That’s why summer is the perfect time […]
Continue ReadingHow HUD & Housing Counseling Can Help You With Homeownership
Buying a home is one of the biggest financial decisions most people will ever make—but it can also be one of the most confusing. From saving for a down payment to understanding mortgage options and navigating closing costs, the homebuying process can feel overwhelming. That’s where housing counseling comes in. For over 50 years, the […]
Continue ReadingAffordable Mother’s Day Gifts That Show You Care
Mother’s Day is a time to celebrate the women who raised us, supported us, and loved us unconditionally. And good news—it doesn’t take a lot of money to show Mom how much you care. In fact, many thoughtful and memorable gifts cost very little and can mean just as much (if not more) than anything […]
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