More than ever, individuals and families are experiencing economic hardship. Not only is this due to the Covid-19 pandemic but also the loss of federal assistance programs. Approximately 54% of all Americans are living paycheck to paycheck. Some feel there is no way to stop this endless cycle. However, making several smart changes helps families […]
Continue ReadingMonth: September 2021
Advance Child Tax Credit Payments: What Are They & How To Get Them
History of Child Tax Credit The child tax credit (CTC) was created in 1997. The CTC is essentially a federal grant program. It is estimated that more than 30 million households are eligible for the CTC that requires annual distributions of funds. The IRS is the only agency equipped to handle such a huge continuing […]
Continue ReadingThe Best Advice For Debt Management Program Dos And Don’ts
It’s easy to fall behind on credit card debt. Interest rates and late payment fees can keep one in a cycle of debt that feels like running on a treadmill with no end in sight. As a result, many people turn to a non-profit credit counseling service to get on a Debt Management Program (DMP). […]
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