Month: April 2014

Survey Shows that Only Half of Americans Have a Savings Plan

A survey we conducted showed that 51% of Americans across the country have a savings plan versus 49% who do not. Positive and negative responses to the question: “Do you have a savings plan?” Age Differences Were a Major Factor Although average responses were almost evenly divided, age played a major factor in whether an […]

Continue Reading

What is a “charge-off” and how does it affect me?

Credit cards are excellent tools for us to use when we are in a bind, they will usually provide us with funds to keep us going until things get better. However, what happens when things do not get better and there appears to be no light at the end of the tunnel, will we have […]

Continue Reading

How is interest calculated on credit card bills?

The interest calculated on credit cards can be troubling and confusing. Using a credit card wisely will save you money and keep you out of debt. Carrying balances over each month will lead to a larger balance, with you paying more than the original amount owed. This is due to the credit card interest calculated […]

Continue Reading

Consumer Credit Counseling for Senior Citizens

One of the many challenges of growing older is the fact that simple everyday tasks like balancing the checkbook and making out checks are becoming harder and more difficult to deal with. Sometimes a family member can help, but sometimes that is not the best solution. An unpaid insurance premium bill can turn into a […]

Continue Reading

Should Newlyweds File Taxes Together?

When it comes to tax season, there is a lot to remember, consider, and think about. It is important not to overlook any detail or any vital piece of information. By doing that, the taxpayer might be missing out on a bigger refund or run into some issues. That is why you should always do […]

Continue Reading