One of the many challenges of growing older is the fact that simple everyday tasks like balancing the checkbook and making out checks are becoming harder and more difficult to deal with. Sometimes a family member can help, but sometimes that is not the best solution. An unpaid insurance premium bill can turn into a catastrophe; health coverage is cancelled, and medical history is so bad that another policy will not be issued. Utility bills not being paid can result in services like electricity and water being shut off completely.
Things of a financial nature should be handled by a professional, like a certified credit counselor.
It may be difficult or even impossible for some senior citizens to leave their house or place of residence for an in-person credit counseling session. Advantage Credit Counseling Service realizes this is an issue and we’ve put extensive time, money, and research into building a state-of-the-art intelligent online credit counseling system.
Now, a free credit counseling session can be done right from your couch on a laptop computer or from any computer within the home or even at a public library. The online credit counseling session is completely free and available 24/7 from any computer. We’ve made helping senior citizens take back control of their finances so much easier now.
Consumer credit counseling for senior citizens is easy to understand and also easy to complete, thanks to our online counseling session. A certified credit counselor can also give you a list of helpful resources geared towards senior citizens, such as AARP. You can see what AARP has to offer by going to their website: www.aarp.org/money. There are many more state and national resources available to senior citizens that a certified credit counselor would know about. Their knowledge and training is immense and valuable.
A credit counselor can also help you with social security retirement benefits information. You may have some questions about that and how to maximize your benefits. If the certified credit counselor cannot answer specific questions, they will find the resources and information for you.
The counselor can show you different resources such as a Retirement Savings Calculator to help you determine budgeting and saving during retirement. They will do their best to put you on the best path toward a happy retirement.
A credit counseling session is more than just a first step to debt relief. Credit counseling can teach you how to set up a budget, how to properly manage your money, how to save money and make cut-backs, how to plan for the future, and so much more. Credit counseling is for anyone young or old looking to gain knowledge and keep track of their finances properly. It’s really beneficial at any stage in one’s life.
If you are a senior citizen who wants more information about credit counseling, retirement, or reverse mortgages then give us a call today. We can help!