What is a “charge-off” and how does it affect me?
Credit cards are excellent tools for us to use when we are in a bind, they will usually provide us with funds to keep us going until things get better....
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How is interest calculated on credit card bills?
The interest calculated on credit cards can be troubling and confusing. Using a credit card wisely will save you money and keep you out of debt. Carrying balances over each...
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Dealing with Debt
Consumer Credit Counseling for Senior Citizens
One of the many challenges of growing older is the fact that simple everyday tasks like balancing the checkbook and making out checks are becoming harder and more difficult to...
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Dealing with Debt
Should Newlyweds File Taxes Together?
When it comes to tax season, there is a lot to remember, consider, and think about. It is important not to overlook any detail or any vital piece of information....
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Misc.
What Happens When You Contact A Non-Profit Credit Counseling...
Let’s just start by saying that when you contact a non-profit credit counseling agency, that call or visit is absolutely free and completely confidential. A reputable credit counseling agency will...
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Dealing with Debt
What Happens if I STOP Paying my Credit Card Debt?
Deciding to stop paying on credit card balances sets a whole chain of unpleasant events in motion. Over time, the damage that results will haunt the consumer for a number...
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Dealing with Debt
The Top 8 Overlooked Causes of Debt
Debt doesn’t always appear as flashy spending sprees; most often, it is built slowly and silently until it becomes the elephant in the room…that squashes the household. While job loss...
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Dealing with Debt
What You Need to Know if You’re Filing for Bankruptcy
Many consumers think bankruptcy is the best option. While it is one way to get rid of debt quickly, it is wise for a person to think about their financial...
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Dealing with Debt
Video: Top 10 Warning Signs of Debt
In our latest video, you’ll find friendly Lisa, and she is going to teach you about the top 10 warning signs of debt. We wanted to figure out a way...
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Premium Resource
What to do if You Default on a Student Loan
It’s possible that you didn’t realize your loan came out of deferment, and you missed some payments. Unfortunately, we see this kind of thing all the time. If you’ve missed...