Debt Consolidation Tips
We all know that debt can be overwhelming and even cause problems among family members due to intense stress and many other factors. If you are looking for ways to...
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What is the best debt to credit ratio?
We get asked this question a lot by our current clients and potential clients: “What is the best debt to credit ratio?” First, we must explain what a debt to...
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Dealing with Debt
5 Signs That You Need Debt Counseling
There are many challenges that life may throw your way, which can leave your debt spiraling out of control. This could be from an unexpected home or car repair, interest...
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Dealing with Debt
Retirement Calculator
Have you ever asked yourself “Do I Have Enough Retirement Money?” Many people ponder this important question, and it becomes more vital to seek an answer as we age. The...
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Budgeting & Savings
Understanding Credit Card Debt
According to CBS News, nearly half of Americans have more credit card debt then they do savings, the lowest percentage since the figure was first tracked in 2011. With each...
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Premium Resource
How to Build a $1,000 Emergency Fund in 10 Months
Do you have $1,000 set aside for emergencies? If you already do, you could probably use another $1,000 in that account. Experts recommend keeping at least three months expenses in...
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Budgeting & Savings
Credit Card Debt Calculator and How to Pay Off Debt
You can always count on interest accumulating if you carry a balance every month on your credit cards. Sure, you may still have a month or two of “free interest”...
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Dealing with Debt
Paying Off Student Loans
Student loan debt has surpassed credit card debt in 2014. Student debt has now crossed the $1 Trillion mark and will probably continue to rise quickly unless the government understands...
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Dealing with Debt
Choosing a Debt and Credit Counseling Service
Have the bills been piling up, and you don’t know where to turn? You need a credit or debt counselor to steer you in the right direction. Most credit counselors...
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Dealing with Debt
What Is A Debt Management Plan?
We get this question a lot from individuals who are battling debt problems. So we figured that we’d give everyone a fairly in-depth and detailed explanation of what a Debt...