Managing Debt, Housing, And Medical Costs In Retirement
Retirement is meant to be a time to relax and enjoy the fruits of your labor, but for many, it also brings financial challenges. As…
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Dealing with Debt
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What Happens To Debt When Someone Passes Away: A Guide For Family Members
When a loved one passes away, there is no shortage of emotions and responsibilities to manage. Along with grief, family members often face the practical…
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Navigating Business Credit vs. Personal Credit
For many entrepreneurs—especially those running small businesses or launching side ventures—the line between personal and business finances can easily blur. While this might not seem…
The Hidden Costs And Consequences Of A 50 Year Mortgage
In recent policy discussions, the concept of a 50‑year mortgage has resurfaced as a potential solution to the growing affordability crisis in the housing market….
Credit After Crisis: Rebuilding Credit After Bankruptcy
Bankruptcy can feel like a financial rock bottom, but it’s far from the end of your credit journey. For many, it’s a necessary step to…
How HUD-Approved Counselors Help Families Build Housing S...
Safe, stable housing is the foundation for financial well-being. At Advantage Credit Counseling Service, we are proud to be a HUD-approved housing counseling agency, providing…
When Life Throws A Curveball: Budgeting For Job Loss, Ill...
Life doesn’t always go according to plan. Whether due to an unexpected job loss, a serious illness, a major family change, or any shift that…
The Journey Of Financial Behavior Changes
Creating a budget is often the easy part. You grab a notebook, open a spreadsheet, or download an app, determined to take control of your…
When Income Drops: How To Adapt Your Budget Without Losin...
Life doesn’t always go according to plan. A job loss, reduced work hours, medical emergency, or other major life change can suddenly shrink your income….
The Scary Truth About Teens And Money
Around this time of year, we typically publish a blog post about “How to Save Money on Halloween Décor” or “Halloween Costumes on a Budget,” and…
Debt Management Programs vs. Debt Settlement: What’s The ...
If you’ve been struggling with credit card bills, loan payments, and mounting interest, you’ve probably searched for solutions online. Two common terms that often pop…