New Mobile-Friendly Online Credit Counseling Is Here

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Recent research shows that mobile phone Internet traffic is predicted to account for nearly 64% of all Internet traffic in 2019. We recognized that with a prediction like that we had to do something, make some changes, and get ahead of the competition in the mobile marketing race. We knew that our online credit counseling system absolutely had to be 100% mobile-friendly if we intended to stay on top and keep offering exceptional online counseling services.

Our NEW smart “decision-based” online credit counseling system is free, 100% secure, confidential, easy to use, accessible 24/7, and is now completely mobile phone compatible! It also works great on desktop PCs, laptops, and tablets. It’s been meticulously tested using the most popular Smartphones available on the market. The system was developed by Arsenal Studios using the latest mobile-friendly technology called Angular. Angular is an open-source front-end web application platform led by the Angular Team at Google.

Unlike other online credit counseling systems that just ask questions but don’t provide any real feedback or personal debt relief advice, our intelligent mobile-friendly credit counseling system is so much more than that. You’ll be hard-pressed to find another free online counseling method that is as mobile-friendly and accurate as ours!

Our system utilizes super easy-to-use sliders, or you can choose to type right in a number field by using the keyboard feature on your mobile phone. We even offer a quick pop-up “tutorial” about how to use the sliders and data field entry for any first-time users. Our system is slick, user experience focused, and highly intuitive.

Here’s an overview of our new mobile-friendly system:

Income – We’ll ask about your income and the income of your spouse and/or partner. You can also list Other Types of Income such as child/spousal support, pension/retirement, social security, unemployment compensation, etc.

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If you're ready to get started, try our FREE mobile-friendly online credit counseling system. It's the most comprehensive and innovative tool in the industry. Click the link below to get started.

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Expenses – In this portion of the system, you’ll enter all monthly household expenditures such as housing, utilities, transportation, insurance costs, medical costs, savings, retirement, etc. The expenses section is kind of like a “catch-all” for everything you would spend money on each month, including your mortgage or rent, utilities like electricity and water/sewage, car insurance, gasoline, public transportation, groceries, toiletries, childcare costs, tuition, entertainment, personal grooming (haircuts or nails), gym memberships, pets, subscription services, gifts, etc.

Creditors – The Loans and Creditors screens are two very important sections because a lot of the “decision-based” technology within the credit counseling system is based on this information. This is where the system will be able to find out how we can truly help you. You’ll enter unsecured debt such as credit cards, collection accounts, finance company accounts, medical debt, etc.

Summary – On the Summary screen you can check out your Budget Totals and make sure everything is correct. You can go back and edit any section that you think is incorrect or if you’ve forgotten something.

Results – On this screen, you’ll see the end results of your mobile counseling session! You’ll clearly see if our Debt Management Program might be a good option for you. We’ll show you your current debt payment info versus the proposed debt management program payment info.

This is a side-by-side comparison of several important key factors. We will display the Total Monthly Payment Amount, Total Months to Payoff, Total Interest Saved, and the Total Repayment Amount. The system will also calculate your estimated Total Monthly Savings Amount while on a Debt Management Program.

Action Plan – You’re all done now, and you can check out your customized 20+ page Action Plan. You can view the Action Plan on your mobile phone browser, as a printable PDF, and it will also be emailed to you so you can view it later, maybe from a desktop PC. The Action Plan will break down your budget information into easy-to-understand categories with totals for each section, including total income, total expenses, and what your overage or shortfall is. There’s even a pie chart that puts each category into percentages.

The Action Plan will also display an analysis showing the possible benefits of the Debt Management Program (DMP). Many creditors are willing to provide certain concessions such a granting interest rate reductions, stopping collection calls, and waiving fees. These concessions may provide a means of getting out of debt in a reasonable time frame and avoiding bankruptcy. The Action Plan also contains very helpful advice, suggestions, tips, and resources that can help you better manage your finances. We provide many supportive website links for programs and agencies that might provide you with extra assistance.

So What Happens Next?

Why not try our NEW mobile-friendly credit counseling system out for yourself?! It’s totally free, and there’s NO obligations or pressure. As a Non-Profit credit counseling organization, we educate consumers about wise debt management and the responsible use of credit. The agency enlightens and assists thousands of people each year through free and confidential credit counseling, debt management, and more. We Get Debt!

Here’s a direct link to the new mobile-friendly system: https://www.advantageuser.org/occ

Author: Lauralynn Mangis
Lauralynn is the Online Marketing Specialist for Advantage CCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone