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New Hampshire residents have a new choice in debt relief

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Advantage Credit Counseling Service has recently been licensed and approved to provide their expert free credit counseling and debt management program to consumers that live in the state of New Hampshire.

Now that the Agency is licensed in NH, they only have 4 more states to go before they are licensed in all 50 states for credit counseling. They still have to get final approval in Kansas, Maryland, Nevada, and Vermont. But they are working hard and very confident that will happen before 2013 is over.

A little history about New Hampshire –

New Hampshire was founded in 1623 by John Mason. It is known as The Granite State because of the enormous amount of granite that is found all throughout the state. Levi Hutchins of Concord, New Hampshire, invented the first alarm clock in 1787. It only worked at 4:00am, the time he woke up every day.

Of the 13 original colonies, New Hampshire was the 1st to declare its independence from England, a full 6 months before the Declaration of Independence was signed. In 1833 the 1st free public library in the United States was established in Peterborough, NH.

Some interesting facts about credit counseling –

Credit counseling, also known as debt counseling has been around since 1951. At one time, there were over 1,000 credit counseling companies; today, there are fewer than 200 active organizations in the United States.

The National Foundation for Credit Counseling (NFCC) was also created in 1951 to monitor legislative and regulatory activity and to conduct public awareness campaigns about credit. The NFCC’s mission is to promote financial literacy and help consumers avoid bankruptcy.

Debt management programs work –

Most credit counseling agencies offer some type of debt relief plan. Advantage CCS offers their expert and proven Debt Management Program (DMP). A Debt Management Program is a formal agreement between a consumer and their creditors to repay unsecured debt.

DMPs help eliminate outstanding debts at a reduced level over a fixed period of time to help regain control of finances. You can expect lower interest rates, over-the-limit and late fees reduced or waived, faster payoff time, and saving hundreds or even thousands of dollars in interest.

How Advantage CCS can help you –

Advantage Credit Counseling Service has been assisting consumers with their unsecured debts since 1968. We are accredited by the Council on Accreditation (COA) and are members in good standing with the Better Business Bureau of Western PA (BBB).

Advantage CCS has been designated a certified comprehensive housing counseling agency by the U.S. Department of Housing and Urban Development (HUD). The agency is also a proud member of the National Foundation for Credit Counseling (NFCC), the umbrella organization for over 100 credit counseling agencies.

Author: Lauralynn Mangis
Lauralynn is the Online Marketing Specialist for Advantage CCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

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