Dealing with Debt

Advantage CCS has announced the launch of the 1st Fully Integrated Online Credit Counseling System

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In most cases, debt creeps up on you slowly. You think that you can handle another minimum monthly payment and for awhile you can. Then you reach the tipping point or have an emergency that requires money that you just don’t have. Before you know it, you’re in over your head and drowning in debt. But that’s when online credit counseling can help!

If you feel that you are in need of some debt relief options or you just want to get your finances back in good order, then look no further because Advantage CCS has the only start-to-finish, fully integrated Online Credit Counseling system out there. This is the first counseling system of its kind to provide truly personalized debt relief advice and suggest (if appropriate) whether a Debt Management Plan (DMP) is right for you. Advantage’s Online Credit Counseling gives you the ability to start getting your finances back in shape and can help you on the path to becoming debt free.

Our NEW smart “decision-based” Online Credit Counseling system is free, secure, confidential, easy to use, and accessible 24/7 from any computer. The system will actually give you personalized and custom debt counseling advice, recommendations, tips, and ideas on how to save money. There are also many helpful resource links that will be provided.

Credit Counseling comparably chart

Online Credit Counseling Benefits:

Becoming Debt Free Starts Here

If you're ready to get started, try our FREE mobile-friendly online credit counseling system. It's the most comprehensive and innovative tool in the industry. Click the link below to get started.

Get Started
  • 100% FREE with No obligations and No hassling phone calls
  • Begin the credit counseling session in the privacy of your own home
  • Enter your income, expenses, creditors, assets & liabilities to view your complete budget
  • Available 24 hours a day and 7 days a week
  • Completely secure and absolutely confidential
  • Receive an Action Plan with tips, suggestions & helpful advice
  • Create a proposed budget scenario to get everything balanced out & back in order
  • The “Decision Engine” in the program suggests if a DMP may be an option
  • Financial overview of your information reviewed by our Certified Credit Counselors

Free Online Credit & Debt Counseling Session Thru Our NEW System

This proprietary online credit counseling system will take you step-by-step thru the process in order to complete the intake forms that are necessary for our system to analyze your complete financial situation. You will be asked to enter information such as your contact info, income, expenses, credit card debt, assets and liabilities.

After your current budget has been created the system will generate a customized Action Plan. This 20 plus page Action Plan contains a full budget analysis, balance sheet and your personal debt reduction suggestions, tips,  ideas, and helpful resource links.

If the program determines that you have a shortfall (expenses > income) you will be guided through creating a Proposed Budget in order to see if there are any adjustments or “cut backs” that you would be willing to make in order to balance out your budget.

Our system will then analyze the data that you have provided and present a quality recommendation on whether a Debt Management Plan (DMP) may be right for you. If the system determines that a DMP may be an option, it will then provide a comparison of your current creditor payment obligations versus an estimate of what your monthly payment could look like on a Debt Management Plan.

If you feel that a Debt Management Plan is right for you, one of our certified counselors will contact you within one business day to schedule a brief, no-obligation, follow-up telephone call. The purpose of this phone call is to ensure that all of the information that you’ve provided is accurate and to explain to you the details of how our agency’s Debt Management Program works and whether the program is appropriate for your current situation. In addition, he or she will explain the steps needed to begin the program

We Are Always Here To Help

When you are in debt, all of the fun is taken right out of life. It’s usually difficult to sleep and you wonder if you’ll ever see a light at the end of the tunnel. A debt management plan can provide you with reasonable, real world solutions to get you out of debt and most importantly, to stay out of debt. Thousands of people have already discovered what online credit and debt counseling can do for them.

If you want to learn more about our online credit counseling and debt management program, or if you have any financial concerns, reach out to Advantage CCS today for assistance. To find the location closest to you, call toll free (866) 699-2227 or go online to

Author: Lauralynn Mangis
Lauralynn is the Online Marketing Specialist for Advantage CCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

Becoming Debt Free Starts Here

If you're struggling to make ends meet, our team of certified counselors are waiting to help you find a solution that's right for you. No matter what your financial situation may be, remember you're not alone