Debt got you down?

Get instant help with our Online Credit Counseling.
What you don’t know CAN hurt you!

Get started today with Advantage’s Credit Report review service. Learn how to read your credit report, credit history and ways to possibly enhance your credit score.
Filing for Bankruptcy?

Advantage CCCS provides the bankruptcy counseling and bankruptcy education course required prior to filing and before your bankruptcy discharge.
Got Credit Card Debt?

Advantage CCCS has a proven Debt Management Program that can help you eliminate your unsecured credit card debt.
Prevent Foreclosure!

Our certified housing counselors provide mortgage foreclosure prevention counseling to help you explore options to save your home.

Debt Counseling and Credit Counseling

Try our FREE online credit counseling system now and get on the path to becoming debt free!

+ Learn more

Bankruptcy Certificate Credit Counseling

Need certificate to file bankruptcy? Advantage offers online, phone and in-person bankruptcy credit counseling.

+ Learn more

Bankruptcy Certificate Educational Course

Already filed for bankrutpcy and need the required pre-discharge class? Get started now with our online class.

+ Learn more

Credit Counseling Services

Advantage CCCS counselors are certified credit counseling professionals that provide personalized debt consolidation counseling and budget analysis. Our credit counselors are ready to help you eliminate your credit card debt by providing our free credit counseling and, if appropriate, our debt management program services.

Get started today with immediate credit counseling to avoid bankruptcy, reduce your high interest rates, waive late and over limit fees and put a stop to the never ending creditor calls. Call +1 (866) 699-2227 today for confidential credit counseling!!

Looking for Online Credit Counseling? Look no further because Advantage is the ONLY credit counseling agency to offer a complete, fully integrated, and intelligent Online Credit Counseling system. Other counseling agencies offer online counseling but Advantage’s NEW system stands out above the rest. This is the first program of its kind to actually provide personalized counseling advice and propose, if appropriate, whether a debt management plan is right for you. Our FREE online credit counseling gives you the ability to begin your session at your convenience and from the comfort and privacy of your own home!

Why Choose Us?

We are an approved member of the NFCC and the Better Business Bureau. With over 40 years of nonprofit experience, we have helped over 400,000 consumers become debt free. With our level of experience, you can be sure our consumer credit counseling & debt management services are both professional and successful.

To learn more about why you should choose Advantage, visit our Why Choose Us Page.

Bankruptcy Counseling & Bankruptcy Education

Advantage Credit Counseling is able to provide bankruptcy counseling and issue certificates in 18 states. We are also able to provide bankruptcy education classes and issue certificates in the state of Pennsylvania in compliance with the bankruptcy code. *Approval does not endorse or assure the quality of an agency's services.

Education Resources

CCCS takes pride in helping consumers find the road to financial freedom by providing effective consumer credit counseling services and online educational information, classes and seminars. We have hundreds of credit counseling and debt consolidation related articles and tips on our website.

We encourage you to visit our online education resources or our latest articles section today in order gain the knowledge and tools necessary to enjoy a debt free future!